{"id":188479,"date":"2025-11-17T18:33:16","date_gmt":"2025-11-17T14:33:16","guid":{"rendered":"https:\/\/www.propertyfinder.ae\/blog\/?p=188479"},"modified":"2025-11-17T18:33:31","modified_gmt":"2025-11-17T14:33:31","slug":"home-loan-balance-transfer","status":"publish","type":"post","link":"https:\/\/www.propertyfinder.ae\/blog\/home-loan-balance-transfer\/","title":{"rendered":"All About Home Loan Balance Transfer in the UAE"},"content":{"rendered":"<p>When it comes to owning property in the UAE, many borrowers look beyond the initial home loan package and consider whether a home loan balance transfer could enhance their financial position. In simple terms, a home loan balance transfer involves moving your mortgage from your current lender to another bank or financial institution to secure better terms, lower costs, or improved service.<\/p><ul class=\"wp-block-list\">\n<li><strong><a href=\"#h-what-is-a-home-loan-balance-transfer\">What is a Home Loan Balance Transfer<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#h-why-consider-a-balance-transfer\">Why Consider a Balance Transfer<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#h-how-does-home-loan-balance-transfer-work\">How a Home Loan Balance Transfer Works<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#h-benefits-of-home-loan-balance-transfer\">Benefits of a Home Loan Balance Transfer<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#h-eligibility-criteria\">Eligibility Criteria<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#h-key-costs-amp-charges-to-consider\">Key Costs &amp; Charges to Consider<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#h-top-uae-banks-and-institutions-offering-home-loan-balance-transfers\">Top UAE Banks Offering Home Loan Balance Transfers<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#h-common-challenges-amp-pitfalls\">Common Challenges &amp; Pitfalls<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#h-special-considerations-in-the-uae-market\">Special Considerations in the UAE Market<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#h-expert-tips-for-a-successful-home-loan-balance-transfer\">Expert Tips for a Successful Home Loan Balance Transfer<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#h-key-takeaways\">Key Takeaways<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#h-frequently-asked-questions-faqs\">Frequently Asked Questions (FAQs)<\/a><\/strong><\/li>\n<\/ul><h2 class=\"wp-block-heading\" id=\"h-what-is-a-home-loan-balance-transfer\"><strong>What is a Home Loan Balance Transfer?<\/strong><\/h2><p>A <a href=\"https:\/\/www.propertyfinder.ae\/blog\/types-mortgages-dubai\/\" target=\"_blank\">home loan<\/a> balance transfer (also known as refinancing) means shifting the outstanding portion of your home loan from your existing lender to a new one, under a fresh set of terms. The new bank settles the old loan, you begin repayments to the new lender, and ideally, you benefit from improved conditions.<\/p><h2 class=\"wp-block-heading\" id=\"h-why-consider-a-balance-transfer\"><strong>Why Consider a Balance Transfer?<\/strong><\/h2><p>There are several compelling reasons to contemplate a balance transfer:<\/p><ul class=\"wp-block-list\">\n<li><strong>Lower interest rates and reduced monthly repayments (EMIs):<\/strong> If market rates have fallen since your original loan, transferring might reduce your interest burden or monthly instalments. For example, some lenders advertise balance transfer rates from around 3.24% p.a. and up.<\/li>\n\n\n\n<li><strong>Improved loan features or service:<\/strong> You may gain access to superior customer service, flexible <a href=\"https:\/\/www.propertyfinder.ae\/blog\/property-payment-plans\/\" target=\"_blank\">repayment options<\/a>, or more favourable tenure settings.<\/li>\n\n\n\n<li><strong>Opportunity to reduce overall cost or shorten tenure:<\/strong> By securing a lower rate, you might finish your loan sooner or pay less total interest.<\/li>\n\n\n\n<li><strong>Access to features your current lender doesn&rsquo;t offer:<\/strong> Some <a href=\"https:\/\/www.propertyfinder.ae\/blog\/best-bank-in-uae-for-expats\/\" target=\"_blank\">banks<\/a> may provide top-up loans, switching between fixed and variable rates, or better portability options when you transfer.<\/li>\n<\/ul><figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.propertyfinder.ae\/blog\/wp-content\/uploads\/2025\/11\/couple-signing-documents.webp\" alt=\"A couple signing documents at a bank\" class=\"wp-image-188485\" srcset=\"https:\/\/www.propertyfinder.ae\/blog\/wp-content\/uploads\/2025\/11\/couple-signing-documents.webp 1200w, https:\/\/www.propertyfinder.ae\/blog\/wp-content\/uploads\/2025\/11\/couple-signing-documents-400x209.webp 400w, https:\/\/www.propertyfinder.ae\/blog\/wp-content\/uploads\/2025\/11\/couple-signing-documents-800x419.webp 800w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure><h2 class=\"wp-block-heading\" id=\"h-how-does-home-loan-balance-transfer-work\"><strong>How Does Home Loan Balance Transfer Work?<\/strong><\/h2><p>Let&rsquo;s walk through the steps typical for the UAE mortgage market:<\/p><h3 class=\"wp-block-heading\" id=\"h-step-by-step-process\"><strong>Step-by-Step Process<\/strong><\/h3><ul class=\"wp-block-list\">\n<li>Visit your chosen bank&rsquo;s official website and review the balance transfer terms.<\/li>\n\n\n\n<li>Inform your current lender of your intention to transfer the loan.<\/li>\n\n\n\n<li>Compare offers, focusing on interest rates, benefits, and customer reviews.<\/li>\n\n\n\n<li>Prepare and submit the required documents (<a href=\"https:\/\/www.propertyfinder.ae\/blog\/emirates-id\/\" target=\"_blank\">ID<\/a>, existing loan statement, property papers, etc.).<\/li>\n\n\n\n<li>Obtain a consent and liability letter from your current bank stating the outstanding amount.<\/li>\n\n\n\n<li>Undergo credit assessment and await final approval from the new lender.<\/li>\n\n\n\n<li>Review and sign the new loan agreement.<\/li>\n\n\n\n<li>The new lender settles the balance with your previous lender, and all future payments are made to the new bank.<\/li>\n<\/ul><h3 class=\"wp-block-heading\" id=\"h-required-documents\"><strong>Required Documents<\/strong><\/h3><ul class=\"wp-block-list\">\n<li>Proof of identity and address<\/li>\n\n\n\n<li>The property title\/plans and mortgage documentation<\/li>\n\n\n\n<li>Salary certificate or proof of income<\/li>\n\n\n\n<li>Existing loan statements<\/li>\n\n\n\n<li>Consent or liability letter from current lender<\/li>\n\n\n\n<li>Any lender-specific application forms<\/li>\n<\/ul><figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.propertyfinder.ae\/blog\/wp-content\/uploads\/2025\/11\/couple-with-a-dog.webp\" alt=\"Happy couple with a dog shaking hands with real estate agent in the office\" class=\"wp-image-188487\" srcset=\"https:\/\/www.propertyfinder.ae\/blog\/wp-content\/uploads\/2025\/11\/couple-with-a-dog.webp 1200w, https:\/\/www.propertyfinder.ae\/blog\/wp-content\/uploads\/2025\/11\/couple-with-a-dog-400x209.webp 400w, https:\/\/www.propertyfinder.ae\/blog\/wp-content\/uploads\/2025\/11\/couple-with-a-dog-800x419.webp 800w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure><h2 class=\"wp-block-heading\" id=\"h-benefits-of-home-loan-balance-transfer\"><strong>Benefits of Home Loan Balance Transfer<\/strong><\/h2><p>A home loan balance transfer offers several advantages that can help borrowers save money and gain better loan terms:<\/p><ul class=\"wp-block-list\">\n<li><strong>Lower Interest Rates:<\/strong> Can significantly reduce interest payments.<\/li>\n\n\n\n<li><strong>Reduced EMIs:<\/strong> Lower monthly instalments due to better terms.<\/li>\n\n\n\n<li><strong>Improved Service:<\/strong> Access to enhanced customer service or loan features.<\/li>\n\n\n\n<li><strong>Flexibility:<\/strong> Options to choose fixed or variable rates, modify tenure, or upgrade loan features.<\/li>\n\n\n\n<li><strong>Top-Up Loans:<\/strong> Some banks offer additional financing through the transfer.<\/li>\n\n\n\n<li><strong>Promotional Offers:<\/strong> Discounts on processing fees or special, limited-time interest rates.<\/li>\n\n\n\n<li><strong>Loan Portability:<\/strong> Ability to transfer the loan to a <a href=\"https:\/\/www.propertyfinder.ae\/en\/new-projects\" target=\"_blank\">new property<\/a> if permitted by the lender.<\/li>\n<\/ul><h2 class=\"wp-block-heading\" id=\"h-eligibility-criteria\"><strong>Eligibility Criteria<\/strong><\/h2><p>Transferring your home loan isn&rsquo;t automatic &ndash; you&rsquo;ll need to meet certain criteria:<\/p><ul class=\"wp-block-list\">\n<li>You must have a running home loan, often with at least 12 months outstanding tenure.<\/li>\n\n\n\n<li>Good repayment record and credit score.<\/li>\n\n\n\n<li>Stable income and employment history.<\/li>\n\n\n\n<li>Property must have a satisfactory valuation and meet the new lender&rsquo;s collateral criteria.<\/li>\n\n\n\n<li>Complete documentation and pass the new lender&rsquo;s approval process.<\/li>\n<\/ul><h2 class=\"wp-block-heading\" id=\"h-key-costs-and-charges-to-consider\"><strong>Key Costs and Charges to Consider<\/strong><\/h2><p>Here we turn our attention to the &ldquo;home loan balance transfer charges&rdquo; &ndash; critical when calculating whether the move makes financial sense.<\/p><h3 class=\"wp-block-heading\" id=\"h-mandatory-and-potential-fees\"><strong>Mandatory and Potential Fees<\/strong><\/h3><ul class=\"wp-block-list\">\n<li><strong>Processing Fees:<\/strong> One-time charge by the new lender, which can vary.<\/li>\n\n\n\n<li><strong>Early Settlement Fee:<\/strong> Capped at 1% of the remaining loan principal, up to AED 10,000.<\/li>\n\n\n\n<li><strong>Administrative Fees:<\/strong> Charges for additional paperwork or legal formalities.<\/li>\n\n\n\n<li><strong>Valuation Charges:<\/strong> Cost of re-assessing the property&rsquo;s current market value.<\/li>\n\n\n\n<li><strong>Hidden Charges:<\/strong> Potential additional costs; always review lender terms carefully.<\/li>\n<\/ul><h3 class=\"wp-block-heading\" id=\"h-penalty-clauses\"><strong>Penalty Clauses<\/strong><\/h3><ul class=\"wp-block-list\">\n<li>Be aware of any pre-payment or foreclosure charges in your original loan agreement (if you&rsquo;re moving early).<\/li>\n\n\n\n<li>If you miss payments after transferring, you may face late charges, which could offset your savings.<\/li>\n\n\n\n<li>Ensure that the savings from a lower interest rate outweigh all fees involved.<\/li>\n<\/ul><h2 class=\"wp-block-heading\" id=\"h-top-uae-banks-and-institutions-offering-home-loan-balance-transfers\"><strong>Top UAE banks and institutions offering home loan balance transfers<\/strong><\/h2><p>When considering a home loan balance transfer, several banks and financial institutions in the <a href=\"https:\/\/www.propertyfinder.ae\/blog\/where-to-live\/\" target=\"_blank\">UAE <\/a>offer competitive options:<\/p><ul class=\"wp-block-list\">\n<li>HSBC UAE<\/li>\n\n\n\n<li>First Abu Dhabi Bank (FAB)<\/li>\n\n\n\n<li>Emirates NBD<\/li>\n\n\n\n<li>ICICI Bank UAE\/India<\/li>\n\n\n\n<li>HDFC Bank<\/li>\n\n\n\n<li>Other local and international banks operating in the UAE<\/li>\n<\/ul><h2 class=\"wp-block-heading\" id=\"h-common-challenges-and-pitfalls\"><strong>Common Challenges and Pitfalls<\/strong><\/h2><p>Before you proceed, beware of:<\/p><ul class=\"wp-block-list\">\n<li>Hidden costs that may erode the benefit of a lower interest rate.<\/li>\n\n\n\n<li>Loan rejection due to credit issues, property valuation or incomplete documentation.<\/li>\n\n\n\n<li>Short-term promotional rates that later revert to higher margins, leaving you worse off.<\/li>\n\n\n\n<li>Frequent transfers may negatively impact your credit history and make future borrowing harder.<\/li>\n\n\n\n<li>Mismatch between new loan terms and your goals &mdash; e.g., if you extend tenure to lower EMIs, you may pay more interest overall even at a lower rate.<\/li>\n\n\n\n<li>Ensure you are not simply chasing a lower monthly payment but losing sight of the total cost.<\/li>\n<\/ul><figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.propertyfinder.ae\/blog\/wp-content\/uploads\/2025\/11\/House-key.webp\" alt=\"House key\" class=\"wp-image-188488\" srcset=\"https:\/\/www.propertyfinder.ae\/blog\/wp-content\/uploads\/2025\/11\/House-key.webp 1200w, https:\/\/www.propertyfinder.ae\/blog\/wp-content\/uploads\/2025\/11\/House-key-400x209.webp 400w, https:\/\/www.propertyfinder.ae\/blog\/wp-content\/uploads\/2025\/11\/House-key-800x419.webp 800w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure><h2 class=\"wp-block-heading\" id=\"h-special-considerations-in-the-uae-market\"><strong>Special Considerations in the UAE Market<\/strong><\/h2><p>When exploring a home loan balance transfer in the UAE, it&rsquo;s important to be aware of market-specific factors:<\/p><h3 class=\"wp-block-heading\" id=\"h-1-islamic-finance-options\"><strong>1. Islamic Finance Options<\/strong><\/h3><p>If you prefer Sharia-compliant products, many UAE lenders offer Islamic home finance and refinancing\/balance-transfer options tailored for this requirement.<\/p><h3 class=\"wp-block-heading\" id=\"h-2-legal-and-regulatory-framework\"><strong>2. Legal and Regulatory Framework<\/strong><\/h3><p>The Central Bank of the UAE sets rules around early settlement charges, loan originations and disclosures, which gives borrower protection and standardisation.<\/p><h3 class=\"wp-block-heading\" id=\"h-3-credit-score-impact\"><strong>3. Credit Score Impact<\/strong><\/h3><p>Your credit profile in the UAE (via the UAE credit bureau) will strongly influence your new loan terms. A good track record supports better rates.<\/p><h3 class=\"wp-block-heading\" id=\"h-4-loan-portability-and-upgrading-homes\"><strong>4. Loan Portability and Upgrading Homes<\/strong><\/h3><p>Some banks offer loan portability, making it easier to transfer the loan if you upgrade or change properties.<\/p><h2 class=\"wp-block-heading\" id=\"h-expert-tips-for-a-successful-home-loan-balance-transfer\"><strong>Expert tips for a successful home loan balance transfer<\/strong><\/h2><p>To ensure a smooth and beneficial home loan balance transfer, consider the following expert advice:<\/p><ul class=\"wp-block-list\">\n<li>Compare multiple offers from different lenders; don&rsquo;t just rely on your current bank.<\/li>\n\n\n\n<li>Read the loan agreement thoroughly, especially sections on fees, rate changes, tenure and early settlement.<\/li>\n\n\n\n<li>Negotiate fees &ndash; ask your new lender if processing or valuation fees can be waived or reduced.<\/li>\n\n\n\n<li>Check your eligibility and credit status well in advance so you&rsquo;re ready to act when rates are attractive.<\/li>\n\n\n\n<li>Avoid frequent switches; only transfer when the net savings (after all costs) are compelling.<\/li>\n\n\n\n<li>Seek professional advice if you are unsure about complex terms, especially for high-value loans or<a href=\"https:\/\/www.propertyfinder.ae\/blog\/best-places-invest-rental-property\/\" target=\"_blank\"> investment properties<\/a>.<\/li>\n<\/ul><h3 class=\"wp-block-heading\" id=\"h-explore-the-available-properties-for-sale-in-uae\"><strong>Explore the Available Properties for Sale in UAE<\/strong><\/h3><div class=\"wp-block-create-block-pf-shortcodes\"><script>\n    window.tealiumPropertyDict =  {\"99959555\":{\"id\":\"99959555\",\"category_id\":1,\"property_type\":\"Apartment\",\"price\":{\"value\":32000000,\"currency\":\"AED\",\"period\":\"sell\",\"is_hidden\":false},\"title\":\"Fully Upgraded with Sea and Skyline View\",\"location\":{\"id\":\"17208\",\"full_name\":\"Bulgari Resort & Residences 6, Bulgari Resort & Residences, Jumeirah Bay Island, Jumeirah, Dubai\",\"coordinates\":{\"lat\":25.20964813232422,\"lon\":55.23322296142578},\"slug\":\"jumeirah-jumeirah-bay-island-bulgari-resort-residences-bulgari-resort-residences-6\",\"path\":\"1.66.920.8319.17208\",\"type\":\"TOWER\",\"name\":\"Bulgari Resort & Residences 6\",\"path_name\":\"Dubai, Jumeirah, Jumeirah Bay Island, Bulgari Resort & Residences\"},\"images\":[{\"small\":\"https:\\\/\\\/static.shared.propertyfinder.ae\\\/media\\\/images\\\/listing\\\/9HY36RGEEHZHXM75FRQHB7GZX8\\\/ad0b58a4-ad51-463b-8a4c-8719218f9e55\\\/416x272.jpg?v=230d00a6063d29d13e55996cd354d0ba\",\"medium\":\"https:\\\/\\\/static.shared.propertyfinder.ae\\\/media\\\/images\\\/listing\\\/9HY36RGEEHZHXM75FRQHB7GZX8\\\/ad0b58a4-ad51-463b-8a4c-8719218f9e55\\\/668x452.jpg?v=8e824253ecbeb7568be37ec8128f114b\",\"classification_label\":\"\"},{\"small\":\"https:\\\/\\\/static.shared.propertyfinder.ae\\\/media\\\/images\\\/listing\\\/9HY36RGEEHZHXM75FRQHB7GZX8\\\/5bea0d77-f896-4bc6-8e9d-881930cce2a4\\\/416x272.jpg?v=d5a0f8f237d726c75ad1753f5429fffa\",\"medium\":\"https:\\\/\\\/static.shared.propertyfinder.ae\\\/media\\\/images\\\/listing\\\/9HY36RGEEHZHXM75FRQHB7GZX8\\\/5bea0d77-f896-4bc6-8e9d-881930cce2a4\\\/668x452.jpg?v=0b07652af3c508bc6a1979315a5bd20b\",\"classification_label\":\"\"},{\"small\":\"https:\\\/\\\/static.shared.propertyfinder.ae\\\/media\\\/images\\\/listing\\\/9HY36RGEEHZHXM75FRQHB7GZX8\\\/c65073e1-b5ad-4049-8a25-06ade4855904\\\/416x272.jpg?v=a11f318b6c6d2bd225f0ac198e3dd8c8\",\"medium\":\"https:\\\/\\\/static.shared.propertyfinder.ae\\\/media\\\/images\\\/listing\\\/9HY36RGEEHZHXM75FRQHB7GZX8\\\/c65073e1-b5ad-4049-8a25-06ade4855904\\\/668x452.jpg?v=68cc95c289f387f6d07c7028d9b1c187\",\"classification_label\":\"\"}],\"agent\":{\"id\":\"114574\",\"image\":\"https:\\\/\\\/www.propertyfinder.ae\\\/images\\\/pf_agent\\\/picture\\\/01ebc0e3ad103e2dba3d8b497bf4d81a2a957bb8\\\/desktop\",\"is_super_agent\":true,\"name\":\"Kianoush Darban\",\"user_id\":9235,\"email\":\"kia@drivenproperties.com\",\"languages\":[\"English\",\"Persian\\\/Farsi\"],\"slug\":\"kianoush-darban\"},\"broker\":{\"id\":\"847\",\"logo\":\"https:\\\/\\\/static.shared.propertyfinder.ae\\\/media\\\/images\\\/client_logos\\\/847\\\/bd8aeeb8-64d3-4aed-8137-a0f5eccfb00d\\\/178x98.jpg\",\"name\":\"Driven Properties\",\"address\":\"Office 101, Building Emaar Square - Building 3, Downtown Dubai, Sheikh Mohammed bin Rashid Blvd, Dubai, \",\"email\":\"abdullah@driven-properties.com\",\"phone\":\"+97142454800\",\"slug\":\"driven-properties-948\"},\"is_verified\":true,\"is_direct_from_developer\":false,\"is_new_construction\":false,\"is_available\":true,\"is_featured\":false,\"is_premium\":true,\"is_new_insert\":false,\"utilities_price_type\":\"notSelected\",\"live_viewing\":null,\"is_community_expert\":false,\"is_cts\":false,\"bedrooms\":\"3\",\"bathrooms\":\"4\",\"size\":{\"value\":2630,\"unit\":\"sqft\"},\"share_url\":\"https:\\\/\\\/www.propertyfinder.ae\\\/en\\\/plp\\\/buy\\\/apartment-for-sale-dubai-jumeirah-jumeirah-bay-island-bulgari-resort-residences-bulgari-resort-residences-6-99959555.html\",\"reference\":\"DPF-S-51273\",\"listed_date\":\"2026-06-08T08:17:20Z\",\"last_refreshed_at\":null,\"contact_options\":[{\"type\":\"email\",\"value\":\"kia@drivenproperties.com\",\"link\":\"mailto:kia@drivenproperties.com\",\"is_did\":false},{\"type\":\"phone\",\"value\":\"+971524960123\",\"link\":\"tel:+971524960123\",\"is_did\":false},{\"type\":\"whatsapp\",\"value\":\"+97145560345\",\"link\":\"https:\\\/\\\/api.whatsapp.com\\\/send?phone=+97145560345&text=Hello%2C%0AI+would+like+to+get+more+information+about+this+property%3A+%0A+%0AReference%3A+DPF-S-51273%0AType%3A+Apartment%0APrice%3A+32%2C000%2C000+AED+%0ALocation%3A+Bulgari+Resort+%2F+Residences+6+%0ALink%3A+https%3A%2F%2Fwww.propertyfinder.ae%2Fto%2F99959555%2Fen+%0A+%0AAny+changes+made+to+this+message+will+result+in+the+enquiry+not+being+sent+to+the+agent.\",\"is_did\":false}],\"images_count\":26,\"amenities\":[\"BW\",\"BK\",\"SE\",\"BA\",\"SS\",\"MR\",\"PR\",\"VW\",\"WC\"],\"completion_status\":\"completed\",\"furnished\":\"YES\",\"property_type_id\":1,\"has_view_360\":false,\"rsp\":95.364426,\"rss\":95.364426,\"qs\":100,\"is_exclusive\":false,\"is_broker_project_property\":false,\"rera\":\"7121372015\",\"offering_type\":\"Residential for Sale\",\"video_url\":\"\",\"is_smart_ad\":false,\"is_spotlight_listing\":false,\"is_claimed_by_agent\":false,\"is_under_offer_by_competitor\":false,\"listing_level\":\"premium\",\"listing_level_label\":\"premium\",\"location_tree\":[{\"id\":\"1\",\"name\":\"Dubai\",\"type\":\"CITY\",\"slug\":\"dubai\",\"slug_en\":\"dubai\",\"level\":\"0\"},{\"id\":\"66\",\"name\":\"Jumeirah\",\"type\":\"COMMUNITY\",\"slug\":\"jumeirah\",\"slug_en\":\"jumeirah\",\"level\":\"1\"},{\"id\":\"920\",\"name\":\"Jumeirah Bay Island\",\"type\":\"SUBCOMMUNITY\",\"slug\":\"jumeirah-jumeirah-bay-island\",\"slug_en\":\"jumeirah-jumeirah-bay-island\",\"level\":\"2\"},{\"id\":\"8319\",\"name\":\"Bulgari Resort & Residences\",\"type\":\"SUBCOMMUNITY\",\"slug\":\"jumeirah-jumeirah-bay-island-bulgari-resort-residences\",\"slug_en\":\"jumeirah-jumeirah-bay-island-bulgari-resort-residences\",\"level\":\"3\"},{\"id\":\"17208\",\"name\":\"Bulgari Resort & Residences 6\",\"type\":\"TOWER\",\"slug\":\"jumeirah-jumeirah-bay-island-bulgari-resort-residences-bulgari-resort-residences-6\",\"slug_en\":\"jumeirah-jumeirah-bay-island-bulgari-resort-residences-bulgari-resort-residences-6\",\"level\":\"4\"}],\"description\":\"Brought to you by The Private Collection, this 3-bedroom apartment is located in Bulgari Resort & Residences, Jumeirah.\\n\\nUnit Details:\\n\\n  * Tenanted until May 2027\\n  * Will be sold tenanted\\n  * Investor deal\\n  * Luxurious 3Br+Maids\\n  * Mid Floor\\n  * Fully Furnished and Upgraded\\n  * Partial Sea view\\n  * Kitchen: Open and Fully Fitted\\n  * Bathrooms: 4\\n  * Built-up Area: 2,630 Sqft\\n  * 2 Allocated Parking\\n\\nFeatures:\\n\\n  * Balcony\\n  * Central air conditioning\\n  * Kitchen Appliances\\n  * View of Water\\n  * Shared swimming pool\\n  * Built in wardrobes\\n  * Basement parking\\n  * Maids room\\n  * Upgraded interior\\n  * Walk-in Closet\\n  * Shared Spa\\n  * Restaurants\\n  * Security\\n  * Shops\\n  * Public parking\\n  * Concierge Service\\n  * Childrens play area\\n  * Communal gardens\\n\\nAsk us about:\\n\\n  * Mortgage Advisory\\n  * Property Management\\n  * Holiday Homes\\n  * Interior Design\\n\\nVisit our offices across Dubai's most popular communities including:\\n\\n  * Business Bay\\n  * Dubai Creek Harbour\\n  * Jumeirah Village Circle\\n  * Dubai Hills Estate\",\"amenity_names\":[\"Built in Wardrobes\",\"Kitchen Appliances\",\"Security\",\"Balcony\",\"Shared Spa\",\"Maids Room\",\"Children's Play Area\",\"View of Water\",\"Walk-in Closet\"],\"payment_method\":[],\"lead_value\":1000,\"details_path\":\"\\\/en\\\/plp\\\/buy\\\/apartment-for-sale-dubai-jumeirah-jumeirah-bay-island-bulgari-resort-residences-bulgari-resort-residences-6-99959555.html\",\"rank_score\":95.36442565917969,\"bedrooms_value\":3,\"bathrooms_value\":4,\"is_pf_exclusive\":false,\"listing_id\":\"9HY36RGEEHZHXM75FRQHB7GZX8\",\"client\":{\"id\":\"847\",\"logo\":\"https:\\\/\\\/static.shared.propertyfinder.ae\\\/media\\\/images\\\/client_logos\\\/847\\\/bd8aeeb8-64d3-4aed-8137-a0f5eccfb00d\\\/178x98.jpg\",\"name\":\"Driven Properties\",\"address\":\"Office 101, Building Emaar Square - Building 3, Downtown Dubai, Sheikh Mohammed bin Rashid Blvd, Dubai, 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data-project-id=\"99959555\"\n        data-location-name=\"Bulgari Resort & Residences 6, Bulgari Resort & Residences, Jumeirah Bay Island, Jumeirah, Dubai\"\n        data-property-type=\"\"\n        data-bedrooms=\"\"\n        data-category-id=\"1\"><\/div> \n    <a class=\"shortcode__property-card-anchor--secondary\" href=\"https:\/\/www.propertyfinder.ae\/en\/plp\/buy\/apartment-for-sale-dubai-jumeirah-jumeirah-bay-island-bulgari-resort-residences-bulgari-resort-residences-6-99959555.html\"><\/a>\n        <div  class=\"shortcode__property-card\">\n            <div class=\"shortcode__property-card__image-container\">\n                <img class='shortcode__property-image' src=https:\/\/static.shared.propertyfinder.ae\/media\/images\/listing\/9HY36RGEEHZHXM75FRQHB7GZX8\/ad0b58a4-ad51-463b-8a4c-8719218f9e55\/668x452.jpg?v=8e824253ecbeb7568be37ec8128f114b alt='property-image'>                <div class=\"shortcode__property-overlay__tags\">\n                    <div 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                   <span class=\"shortcode__location-text\">Bulgari Resort & Residences 6, Bulgari Resort & Residences, Jumeirah Bay Island, Jumeirah, Dubai<\/span> <\/p>\n                    <div class= \"shortcode__bedroom-bathroom-container\">\n                        <p class= \"shortcode__bedroom-count\"> \n                            3                        <\/p>\n                        <p class= \"shortcode__bathroom-count\"> \n                        4                        <\/p>\n                        <p class= \"shortcode__area-size\"> \n                            2,630 sqft                        <\/p>\n                    <\/div>\n                   \n                <\/div>\n                <div class=\"shortcode__lead-cta-container divider--top\" data-id=\"properties-lead-buttons\"\n                    data-language=\"en\"\n                    data-contact-options=\"email|phone|whatsapp\"\n                    data-plugin-type=\"properties\"\n                    data-project-title=\"Fully Upgraded with Sea and Skyline View\"\n                    data-position=\"1\"\n                    data-project-id=\"99959555\"\n                    data-call-href=\"tel:+971524960123\"\n                    data-project-developer-id=\"\"\n                    data-project-developer-name=\"\"\n                    data-broker-id=\"847\"\n                    data-contact-whatsapp=\"+97145560345\"\n                >\n                        <a class='shortcode__lead-cta-phone button--blue' >\n                        Call\n                        <\/a><button class='shortcode__lead-cta-whatsapp button--blue' >\n                            WhatsApp\n                            <\/button>                <\/div>\n           \n            \n        <\/div>\n    <\/li>\n\n    \n    \n    <li class=\"shortcode__property-card-item--secondary\"  style=\"margin-left:0px\">\n        <div data-id=\"shortcode-property-card\"\n        data-locale=\"en\"\n        data-project-id=\"101271793\"\n        data-location-name=\"Garden Homes Frond P, Garden Homes, Palm Jumeirah, Dubai\"\n        data-property-type=\"\"\n        data-bedrooms=\"\"\n        data-category-id=\"1\"><\/div> \n    <a class=\"shortcode__property-card-anchor--secondary\" href=\"https:\/\/www.propertyfinder.ae\/en\/plp\/buy\/villa-for-sale-dubai-palm-jumeirah-garden-homes-garden-homes-frond-p-101271793.html\"><\/a>\n        <div  class=\"shortcode__property-card\">\n            <div class=\"shortcode__property-card__image-container\">\n                <img class='shortcode__property-image' src=https:\/\/static.shared.propertyfinder.ae\/media\/images\/listing\/VWP2BPFN7R76DVR7HRG0A892QR\/dd5c29ba-c4cb-47e2-b669-3287678a4d2e\/668x452.jpg?v=02a1b597986824504b31c7c5adef6a65 alt='property-image'>                <div class=\"shortcode__property-overlay__tags\">\n                    <div class=\"shortcode__tags\"> \n                    <p class='shortcode__property-tag 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              \n            <\/div>\n    \n                <div class=\"shortcode__property-card__details-container\">\n                    <div class= \"shortcode__property-type\">\n                        <p>\n                            Villa                        <\/p>\n                        <p>\n                            Listed 4 days ago                        <\/p>\n                    <\/div>\n                    <p class=\"shortcode__property-building-price\"> \n                    35,900,000 AED                    <\/p>\n                    <p class= \"shortcode__building-text\"> \n                        Prime 5Bed GardenHome Renovation Ready Opportunity                    <\/p>\n                    <p class=\"shortcode__building-location\">  <span class=\"shortcode__location-icon\">\n                        <svg width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <path 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Frond P, Garden Homes, Palm Jumeirah, Dubai<\/span> <\/p>\n                    <div class= \"shortcode__bedroom-bathroom-container\">\n                        <p class= \"shortcode__bedroom-count\"> \n                            5                        <\/p>\n                        <p class= \"shortcode__bathroom-count\"> \n                        6                        <\/p>\n                        <p class= \"shortcode__area-size\"> \n                            7,777 sqft                        <\/p>\n                    <\/div>\n                   \n                <\/div>\n                <div class=\"shortcode__lead-cta-container divider--top\" data-id=\"properties-lead-buttons\"\n                    data-language=\"en\"\n                    data-contact-options=\"email|phone|whatsapp\"\n                    data-plugin-type=\"properties\"\n                    data-project-title=\"Prime 5Bed GardenHome Renovation Ready Opportunity\"\n                    data-position=\"2\"\n                    data-project-id=\"101271793\"\n                    data-call-href=\"tel:+971506576723\"\n                    data-project-developer-id=\"\"\n                    data-project-developer-name=\"\"\n                    data-broker-id=\"436\"\n                    data-contact-whatsapp=\"+97145560345\"\n                >\n                        <a class='shortcode__lead-cta-phone button--blue' >\n                        Call\n                        <\/a><button class='shortcode__lead-cta-whatsapp button--blue' >\n                            WhatsApp\n                            <\/button>                <\/div>\n           \n            \n        <\/div>\n    <\/li>\n\n    \n    \n    <li class=\"shortcode__property-card-item--secondary\"  style=\"margin-left:0px\">\n        <div data-id=\"shortcode-property-card\"\n        data-locale=\"en\"\n        data-project-id=\"101706869\"\n        data-location-name=\"Al Helio 2, Al Helio, Ajman\"\n        data-property-type=\"\"\n        data-bedrooms=\"\"\n        data-category-id=\"1\"><\/div> \n    <a class=\"shortcode__property-card-anchor--secondary\" href=\"https:\/\/www.propertyfinder.ae\/en\/plp\/buy\/villa-for-sale-ajman-al-helio-al-helio-2-101706869.html\"><\/a>\n        <div  class=\"shortcode__property-card\">\n            <div class=\"shortcode__property-card__image-container\">\n                <img class='shortcode__property-image' src=https:\/\/static.shared.propertyfinder.ae\/media\/images\/listing\/YPBDPZFETTJE4KGT9VM8HWG4P8\/9a4e49b5-f3b1-4ddc-8028-4b8edd0887f2\/668x452.jpg?v=6d80d7ee9ea164cf4289b6ea8074639c alt='property-image'>                <div class=\"shortcode__property-overlay__tags\">\n                    <div class=\"shortcode__tags\"> \n                    <p class='shortcode__property-tag shortcode__property-tag--super-agent'> \n        Superagent\n        <\/p><p class='shortcode__property-tag shortcode__property-tag--default'> \n        First sale\n        <\/p>                    <\/div>\n                    \n                <\/div>  \n                                <div class=\"shortcode__property-overlay__agent\"> \n                    <div class=\"shortcode__agent-avatar\">\n                        <img decoding=\"async\" src=\"https:\/\/www.propertyfinder.ae\/images\/pf_agent\/picture\/d8850314d4f442f7bbc9bb4178b98a25d524df57\/desktop\" alt=\"agent image\" >\n\n                        <svg class=\"shortcode__agent--superagent\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <rect width=\"16\" height=\"16\" rx=\"8\" fill=\"#3A307F\"\/>\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8.95478 5.22788L8.20268 3.63227H8.20348C8.12009 3.45591 7.88035 3.45591 7.79777 3.63227L7.04487 5.22788C7.01199 5.29758 6.94865 5.34629 6.87488 5.35721L5.19349 5.61334C5.00827 5.6419 4.9345 5.8804 5.0684 6.01728L6.28475 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\"shortcode__property-type\">\n                        <p>\n                            Villa                        <\/p>\n                        <p>\n                            Listed 3 days ago                        <\/p>\n                    <\/div>\n                    <p class=\"shortcode__property-building-price\"> \n                    2,050,000 AED                    <\/p>\n                    <p class= \"shortcode__building-text\"> \n                        Direct from the owner, registration fees included                    <\/p>\n                    <p class=\"shortcode__building-location\">  <span class=\"shortcode__location-icon\">\n                        <svg width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M5.99999 8.00002C7.10456 8.00002 7.99999 7.10459 7.99999 6.00002C7.99999 4.89545 7.10456 4.00002 5.99999 4.00002C4.89543 4.00002 3.99999 4.89545 3.99999 6.00002C3.99999 7.10459 4.89543 8.00002 5.99999 8.00002ZM6 7.33335C5.26362 7.33335 4.66666 6.7364 4.66666 6.00002C4.66666 5.26364 5.26362 4.66669 6 4.66669C6.73637 4.66669 7.33333 5.26364 7.33333 6.00002C7.33333 6.7364 6.73637 7.33335 6 7.33335ZM2.22876 2.20341C0.145963 4.25238 0.145963 7.57441 2.22876 9.62337L6 13.3334L9.77123 9.62337C11.854 7.57441 11.854 4.25238 9.77123 2.20341C7.68844 0.154446 4.31156 0.154446 2.22876 2.20341ZM2.69629 9.14812C0.879008 7.36036 0.879008 4.46642 2.69629 2.67866C4.51965 0.884918 7.48034 0.884918 9.3037 2.67866C11.121 4.46642 11.121 7.36036 9.3037 9.14812L5.99999 12.3982L2.69629 9.14812Z\" fill=\"#707070\"\/>\n                        <\/svg>\n                        <\/span>\n                        <span class=\"shortcode__location-text\">Al Helio 2, Al Helio, Ajman<\/span> <\/p>\n                    <div class= \"shortcode__bedroom-bathroom-container\">\n                        <p class= \"shortcode__bedroom-count\"> \n                            5                        <\/p>\n                        <p class= \"shortcode__bathroom-count\"> \n                        7                        <\/p>\n                        <p class= \"shortcode__area-size\"> \n                            3,600 sqft                        <\/p>\n                    <\/div>\n                   \n                <\/div>\n                <div class=\"shortcode__lead-cta-container divider--top\" data-id=\"properties-lead-buttons\"\n                    data-language=\"en\"\n                    data-contact-options=\"email|phone|whatsapp\"\n                    data-plugin-type=\"properties\"\n                    data-project-title=\"Direct from the owner, registration fees included\"\n                    data-position=\"3\"\n                    data-project-id=\"101706869\"\n                    data-call-href=\"tel:+971569953323\"\n                    data-project-developer-id=\"\"\n                    data-project-developer-name=\"\"\n                    data-broker-id=\"10438\"\n                    data-contact-whatsapp=\"+97145560345\"\n                >\n                        <a class='shortcode__lead-cta-phone button--blue' >\n                        Call\n                        <\/a><button class='shortcode__lead-cta-whatsapp button--blue' >\n                            WhatsApp\n                            <\/button>                <\/div>\n           \n            \n        <\/div>\n    <\/li>\n\n    \n    \n    <li class=\"shortcode__property-card-item--secondary\"  style=\"margin-left:0px\">\n        <div data-id=\"shortcode-property-card\"\n        data-locale=\"en\"\n        data-project-id=\"101703233\"\n        data-location-name=\"Al Zaheya Gardens, Al Zahya, Ajman\"\n        data-property-type=\"\"\n        data-bedrooms=\"\"\n        data-category-id=\"1\"><\/div> \n    <a class=\"shortcode__property-card-anchor--secondary\" href=\"https:\/\/www.propertyfinder.ae\/en\/plp\/buy\/villa-for-sale-ajman-al-zahya-al-zaheya-gardens-101703233.html\"><\/a>\n        <div  class=\"shortcode__property-card\">\n            <div class=\"shortcode__property-card__image-container\">\n                <img class='shortcode__property-image' src=https:\/\/static.shared.propertyfinder.ae\/media\/images\/listing\/R0HN69YRZE77M8AVGFS996T6Q4\/adba9d00-88b5-45b3-a018-abc1b43c06d4\/668x452.jpg?v=6caefcadd21760c7ec4154926e370e82 alt='property-image'>                <div class=\"shortcode__property-overlay__tags\">\n                    <div class=\"shortcode__tags\"> \n                    <p class='shortcode__property-tag shortcode__property-tag--super-agent'> \n        Superagent\n        <\/p><p class='shortcode__property-tag shortcode__property-tag--default'> \n        First sale\n        <\/p>                    <\/div>\n                    \n                <\/div>  \n                                <div class=\"shortcode__property-overlay__agent\"> \n                    <div class=\"shortcode__agent-avatar\">\n                        <img decoding=\"async\" src=\"https:\/\/www.propertyfinder.ae\/images\/pf_agent\/picture\/d8850314d4f442f7bbc9bb4178b98a25d524df57\/desktop\" alt=\"agent image\" >\n\n                        <svg class=\"shortcode__agent--superagent\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <rect width=\"16\" height=\"16\" rx=\"8\" fill=\"#3A307F\"\/>\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8.95478 5.22788L8.20268 3.63227H8.20348C8.12009 3.45591 7.88035 3.45591 7.79777 3.63227L7.04487 5.22788C7.01199 5.29758 6.94865 5.34629 6.87488 5.35721L5.19349 5.61334C5.00827 5.6419 4.9345 5.8804 5.0684 6.01728L6.28475 7.25934C6.33767 7.31393 6.36253 7.39287 6.3497 7.46929L6.06265 9.22278C6.03058 9.41593 6.22461 9.56374 6.39059 9.4722L7.89479 8.64416C7.96053 8.60805 8.03911 8.60805 8.10486 8.64416L9.60906 9.4722C9.77503 9.56374 9.96907 9.41593 9.937 9.22278L9.64995 7.46929C9.63712 7.39203 9.66197 7.31393 9.71489 7.25934L10.9312 6.01728C11.0659 5.8804 10.9914 5.6419 10.8062 5.61334L9.12476 5.35721C9.051 5.34629 8.98765 5.29758 8.95478 5.22788ZM9.80216 11.4994V10.9658C9.80216 10.7692 9.60122 10.6103 9.35315 10.6103H8.68006V9.54297H7.33304V10.6103H6.65994C6.41187 10.6103 6.21094 10.7692 6.21094 10.9658V11.4994H9.80216ZM10.0455 11.5H5.95455C5.70342 11.5 5.5 11.6489 5.5 11.8331V12.5H10.5V11.8331C10.5 11.6489 10.2966 11.5 10.0455 11.5Z\" fill=\"white\"\/>\n                        <\/svg>\n                    <\/div>\n                <\/div>  \n                \n            <\/div>\n    \n                <div class=\"shortcode__property-card__details-container\">\n                    <div class= \"shortcode__property-type\">\n                        <p>\n                            Villa                        <\/p>\n                        <p>\n                            Listed 3 days ago                        <\/p>\n                    <\/div>\n                    <p class=\"shortcode__property-building-price\"> \n                    1,790,000 AED                    <\/p>\n                    <p class= \"shortcode__building-text\"> \n                        Classic design-Includesregistration-Behind th E311                    <\/p>\n                    <p class=\"shortcode__building-location\">  <span class=\"shortcode__location-icon\">\n                        <svg width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M5.99999 8.00002C7.10456 8.00002 7.99999 7.10459 7.99999 6.00002C7.99999 4.89545 7.10456 4.00002 5.99999 4.00002C4.89543 4.00002 3.99999 4.89545 3.99999 6.00002C3.99999 7.10459 4.89543 8.00002 5.99999 8.00002ZM6 7.33335C5.26362 7.33335 4.66666 6.7364 4.66666 6.00002C4.66666 5.26364 5.26362 4.66669 6 4.66669C6.73637 4.66669 7.33333 5.26364 7.33333 6.00002C7.33333 6.7364 6.73637 7.33335 6 7.33335ZM2.22876 2.20341C0.145963 4.25238 0.145963 7.57441 2.22876 9.62337L6 13.3334L9.77123 9.62337C11.854 7.57441 11.854 4.25238 9.77123 2.20341C7.68844 0.154446 4.31156 0.154446 2.22876 2.20341ZM2.69629 9.14812C0.879008 7.36036 0.879008 4.46642 2.69629 2.67866C4.51965 0.884918 7.48034 0.884918 9.3037 2.67866C11.121 4.46642 11.121 7.36036 9.3037 9.14812L5.99999 12.3982L2.69629 9.14812Z\" fill=\"#707070\"\/>\n                        <\/svg>\n                        <\/span>\n                        <span class=\"shortcode__location-text\">Al Zaheya Gardens, Al Zahya, Ajman<\/span> <\/p>\n                    <div class= \"shortcode__bedroom-bathroom-container\">\n                        <p class= \"shortcode__bedroom-count\"> \n                            5                        <\/p>\n                        <p class= \"shortcode__bathroom-count\"> \n                        7                        <\/p>\n                        <p class= \"shortcode__area-size\"> \n                            3,100 sqft                        <\/p>\n                    <\/div>\n                   \n                <\/div>\n                <div class=\"shortcode__lead-cta-container divider--top\" data-id=\"properties-lead-buttons\"\n                    data-language=\"en\"\n                    data-contact-options=\"email|phone|whatsapp\"\n                    data-plugin-type=\"properties\"\n                    data-project-title=\"Classic design-Includesregistration-Behind th E311\"\n                    data-position=\"4\"\n                    data-project-id=\"101703233\"\n                    data-call-href=\"tel:+971569953323\"\n                    data-project-developer-id=\"\"\n                    data-project-developer-name=\"\"\n                    data-broker-id=\"10438\"\n                    data-contact-whatsapp=\"+97145560345\"\n                >\n                        <a class='shortcode__lead-cta-phone button--blue' >\n                        Call\n                        <\/a><button class='shortcode__lead-cta-whatsapp button--blue' >\n                            WhatsApp\n                            <\/button>                <\/div>\n           \n            \n        <\/div>\n    <\/li>\n\n    \n    \n    <li class=\"shortcode__property-card-item--secondary\"  style=\"margin-left:0px\">\n        <div data-id=\"shortcode-property-card\"\n        data-locale=\"en\"\n        data-project-id=\"97398385\"\n        data-location-name=\"La Mer South Island, La Mer, Jumeirah, Dubai\"\n        data-property-type=\"\"\n        data-bedrooms=\"\"\n        data-category-id=\"1\"><\/div> \n    <a class=\"shortcode__property-card-anchor--secondary\" href=\"https:\/\/www.propertyfinder.ae\/en\/plp\/buy\/villa-for-sale-dubai-jumeirah-la-mer-la-mer-south-island-97398385.html\"><\/a>\n        <div  class=\"shortcode__property-card\">\n            <div class=\"shortcode__property-card__image-container\">\n                <img class='shortcode__property-image' src=https:\/\/static.shared.propertyfinder.ae\/media\/images\/listing\/XDC9EGBS3XKX0T1ZHQEXCH37XR\/816d1d61-c2c6-47ec-83bd-83e5e099af31\/668x452.jpg?v=f5ef9b79f3068d53d801edd10b1810d3 alt='property-image'>                <div class=\"shortcode__property-overlay__tags\">\n                    <div class=\"shortcode__tags\"> \n                    <p class='shortcode__property-tag shortcode__property-tag--verified'> \n        Verified\n        <\/p><p class='shortcode__property-tag shortcode__property-tag--super-agent'> \n        Superagent\n        <\/p>                    <\/div>\n                    \n                <\/div>  \n                                <div class=\"shortcode__property-overlay__agent\"> \n                    <div class=\"shortcode__agent-avatar\">\n                        <img decoding=\"async\" src=\"https:\/\/www.propertyfinder.ae\/images\/pf_agent\/picture\/01ebc0e3ad103e2dba3d8b497bf4d81a2a957bb8\/desktop\" alt=\"agent image\" >\n\n                        <svg class=\"shortcode__agent--superagent\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <rect width=\"16\" height=\"16\" rx=\"8\" fill=\"#3A307F\"\/>\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8.95478 5.22788L8.20268 3.63227H8.20348C8.12009 3.45591 7.88035 3.45591 7.79777 3.63227L7.04487 5.22788C7.01199 5.29758 6.94865 5.34629 6.87488 5.35721L5.19349 5.61334C5.00827 5.6419 4.9345 5.8804 5.0684 6.01728L6.28475 7.25934C6.33767 7.31393 6.36253 7.39287 6.3497 7.46929L6.06265 9.22278C6.03058 9.41593 6.22461 9.56374 6.39059 9.4722L7.89479 8.64416C7.96053 8.60805 8.03911 8.60805 8.10486 8.64416L9.60906 9.4722C9.77503 9.56374 9.96907 9.41593 9.937 9.22278L9.64995 7.46929C9.63712 7.39203 9.66197 7.31393 9.71489 7.25934L10.9312 6.01728C11.0659 5.8804 10.9914 5.6419 10.8062 5.61334L9.12476 5.35721C9.051 5.34629 8.98765 5.29758 8.95478 5.22788ZM9.80216 11.4994V10.9658C9.80216 10.7692 9.60122 10.6103 9.35315 10.6103H8.68006V9.54297H7.33304V10.6103H6.65994C6.41187 10.6103 6.21094 10.7692 6.21094 10.9658V11.4994H9.80216ZM10.0455 11.5H5.95455C5.70342 11.5 5.5 11.6489 5.5 11.8331V12.5H10.5V11.8331C10.5 11.6489 10.2966 11.5 10.0455 11.5Z\" fill=\"white\"\/>\n                        <\/svg>\n                    <\/div>\n                <\/div>  \n                \n            <\/div>\n    \n                <div class=\"shortcode__property-card__details-container\">\n                    <div class= \"shortcode__property-type\">\n                        <p>\n                            Villa                        <\/p>\n                        <p>\n                            Listed 2 weeks ago                        <\/p>\n                    <\/div>\n                    <p class=\"shortcode__property-building-price\"> \n                    135,000,000 AED                    <\/p>\n                    <p class= \"shortcode__building-text\"> \n                        Designer Coastal Villa | Modern and Brand New                    <\/p>\n                    <p class=\"shortcode__building-location\">  <span class=\"shortcode__location-icon\">\n                        <svg width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M5.99999 8.00002C7.10456 8.00002 7.99999 7.10459 7.99999 6.00002C7.99999 4.89545 7.10456 4.00002 5.99999 4.00002C4.89543 4.00002 3.99999 4.89545 3.99999 6.00002C3.99999 7.10459 4.89543 8.00002 5.99999 8.00002ZM6 7.33335C5.26362 7.33335 4.66666 6.7364 4.66666 6.00002C4.66666 5.26364 5.26362 4.66669 6 4.66669C6.73637 4.66669 7.33333 5.26364 7.33333 6.00002C7.33333 6.7364 6.73637 7.33335 6 7.33335ZM2.22876 2.20341C0.145963 4.25238 0.145963 7.57441 2.22876 9.62337L6 13.3334L9.77123 9.62337C11.854 7.57441 11.854 4.25238 9.77123 2.20341C7.68844 0.154446 4.31156 0.154446 2.22876 2.20341ZM2.69629 9.14812C0.879008 7.36036 0.879008 4.46642 2.69629 2.67866C4.51965 0.884918 7.48034 0.884918 9.3037 2.67866C11.121 4.46642 11.121 7.36036 9.3037 9.14812L5.99999 12.3982L2.69629 9.14812Z\" fill=\"#707070\"\/>\n                        <\/svg>\n                        <\/span>\n                        <span class=\"shortcode__location-text\">La Mer South Island, La Mer, Jumeirah, Dubai<\/span> <\/p>\n                    <div class= \"shortcode__bedroom-bathroom-container\">\n                        <p class= \"shortcode__bedroom-count\"> \n                            6                        <\/p>\n                        <p class= \"shortcode__bathroom-count\"> \n                        7                        <\/p>\n                        <p class= \"shortcode__area-size\"> \n                            24,751 sqft                        <\/p>\n                    <\/div>\n                   \n                <\/div>\n                <div class=\"shortcode__lead-cta-container divider--top\" data-id=\"properties-lead-buttons\"\n                    data-language=\"en\"\n                    data-contact-options=\"email|phone|whatsapp\"\n                    data-plugin-type=\"properties\"\n                    data-project-title=\"Designer Coastal Villa | Modern and Brand New\"\n                    data-position=\"5\"\n                    data-project-id=\"97398385\"\n                    data-call-href=\"tel:+971524960123\"\n                    data-project-developer-id=\"\"\n                    data-project-developer-name=\"\"\n                    data-broker-id=\"847\"\n                    data-contact-whatsapp=\"+97145560345\"\n                >\n                        <a class='shortcode__lead-cta-phone button--blue' >\n                        Call\n                        <\/a><button class='shortcode__lead-cta-whatsapp button--blue' >\n                            WhatsApp\n                            <\/button>                <\/div>\n           \n            \n        <\/div>\n    <\/li>\n\n    \n    \n    <li class=\"shortcode__property-card-item--secondary\"  style=\"margin-left:0px\">\n        <div data-id=\"shortcode-property-card\"\n        data-locale=\"en\"\n        data-project-id=\"97398341\"\n        data-location-name=\"Bulgari Resort & Residences 1, Bulgari Resort & Residences, Jumeirah Bay Island, Jumeirah, Dubai\"\n        data-property-type=\"\"\n        data-bedrooms=\"\"\n        data-category-id=\"1\"><\/div> \n    <a class=\"shortcode__property-card-anchor--secondary\" href=\"https:\/\/www.propertyfinder.ae\/en\/plp\/buy\/villa-for-sale-dubai-jumeirah-jumeirah-bay-island-bulgari-resort-residences-bulgari-resort-residences-1-97398341.html\"><\/a>\n        <div  class=\"shortcode__property-card\">\n            <div class=\"shortcode__property-card__image-container\">\n                <img class='shortcode__property-image' src=https:\/\/static.shared.propertyfinder.ae\/media\/images\/listing\/HQYQRP9566CJBBSQJ2732Z99CM\/15729a00-dfba-499e-a16e-fb70610f0b30\/668x452.jpg?v=59e42fec4d0b26888650f8cfe0020637 alt='property-image'>                <div class=\"shortcode__property-overlay__tags\">\n                    <div class=\"shortcode__tags\"> \n                    <p class='shortcode__property-tag shortcode__property-tag--verified'> \n        Verified\n        <\/p><p class='shortcode__property-tag shortcode__property-tag--super-agent'> \n        Superagent\n        <\/p>                    <\/div>\n                    \n                <\/div>  \n                                <div class=\"shortcode__property-overlay__agent\"> \n                    <div class=\"shortcode__agent-avatar\">\n                        <img decoding=\"async\" src=\"https:\/\/www.propertyfinder.ae\/images\/pf_agent\/picture\/01ebc0e3ad103e2dba3d8b497bf4d81a2a957bb8\/desktop\" alt=\"agent image\" >\n\n                        <svg class=\"shortcode__agent--superagent\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <rect width=\"16\" height=\"16\" rx=\"8\" fill=\"#3A307F\"\/>\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8.95478 5.22788L8.20268 3.63227H8.20348C8.12009 3.45591 7.88035 3.45591 7.79777 3.63227L7.04487 5.22788C7.01199 5.29758 6.94865 5.34629 6.87488 5.35721L5.19349 5.61334C5.00827 5.6419 4.9345 5.8804 5.0684 6.01728L6.28475 7.25934C6.33767 7.31393 6.36253 7.39287 6.3497 7.46929L6.06265 9.22278C6.03058 9.41593 6.22461 9.56374 6.39059 9.4722L7.89479 8.64416C7.96053 8.60805 8.03911 8.60805 8.10486 8.64416L9.60906 9.4722C9.77503 9.56374 9.96907 9.41593 9.937 9.22278L9.64995 7.46929C9.63712 7.39203 9.66197 7.31393 9.71489 7.25934L10.9312 6.01728C11.0659 5.8804 10.9914 5.6419 10.8062 5.61334L9.12476 5.35721C9.051 5.34629 8.98765 5.29758 8.95478 5.22788ZM9.80216 11.4994V10.9658C9.80216 10.7692 9.60122 10.6103 9.35315 10.6103H8.68006V9.54297H7.33304V10.6103H6.65994C6.41187 10.6103 6.21094 10.7692 6.21094 10.9658V11.4994H9.80216ZM10.0455 11.5H5.95455C5.70342 11.5 5.5 11.6489 5.5 11.8331V12.5H10.5V11.8331C10.5 11.6489 10.2966 11.5 10.0455 11.5Z\" fill=\"white\"\/>\n                        <\/svg>\n                    <\/div>\n                <\/div>  \n                \n            <\/div>\n    \n                <div class=\"shortcode__property-card__details-container\">\n                    <div class= \"shortcode__property-type\">\n                        <p>\n                            Villa                        <\/p>\n                        <p>\n                            Listed 2 weeks ago                        <\/p>\n                    <\/div>\n                    <p class=\"shortcode__property-building-price\"> \n                    425,000,000 AED                    <\/p>\n                    <p class= \"shortcode__building-text\"> \n                        Prestigious Waterfront Mansion with Open Sea Views                    <\/p>\n                    <p class=\"shortcode__building-location\">  <span class=\"shortcode__location-icon\">\n                        <svg width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M5.99999 8.00002C7.10456 8.00002 7.99999 7.10459 7.99999 6.00002C7.99999 4.89545 7.10456 4.00002 5.99999 4.00002C4.89543 4.00002 3.99999 4.89545 3.99999 6.00002C3.99999 7.10459 4.89543 8.00002 5.99999 8.00002ZM6 7.33335C5.26362 7.33335 4.66666 6.7364 4.66666 6.00002C4.66666 5.26364 5.26362 4.66669 6 4.66669C6.73637 4.66669 7.33333 5.26364 7.33333 6.00002C7.33333 6.7364 6.73637 7.33335 6 7.33335ZM2.22876 2.20341C0.145963 4.25238 0.145963 7.57441 2.22876 9.62337L6 13.3334L9.77123 9.62337C11.854 7.57441 11.854 4.25238 9.77123 2.20341C7.68844 0.154446 4.31156 0.154446 2.22876 2.20341ZM2.69629 9.14812C0.879008 7.36036 0.879008 4.46642 2.69629 2.67866C4.51965 0.884918 7.48034 0.884918 9.3037 2.67866C11.121 4.46642 11.121 7.36036 9.3037 9.14812L5.99999 12.3982L2.69629 9.14812Z\" fill=\"#707070\"\/>\n                        <\/svg>\n                        <\/span>\n                        <span class=\"shortcode__location-text\">Bulgari Resort & Residences 1, Bulgari Resort & Residences, Jumeirah Bay Island, Jumeirah, Dubai<\/span> <\/p>\n                    <div class= \"shortcode__bedroom-bathroom-container\">\n                        <p class= \"shortcode__bedroom-count\"> \n                            6                        <\/p>\n                        <p class= \"shortcode__bathroom-count\"> \n                        7+                        <\/p>\n                        <p class= \"shortcode__area-size\"> \n                            29,101 sqft                        <\/p>\n                    <\/div>\n                   \n                <\/div>\n                <div class=\"shortcode__lead-cta-container divider--top\" data-id=\"properties-lead-buttons\"\n                    data-language=\"en\"\n                    data-contact-options=\"email|phone|whatsapp\"\n                    data-plugin-type=\"properties\"\n                    data-project-title=\"Prestigious Waterfront Mansion with Open Sea Views\"\n                    data-position=\"6\"\n                    data-project-id=\"97398341\"\n                    data-call-href=\"tel:+971524960123\"\n                    data-project-developer-id=\"\"\n                    data-project-developer-name=\"\"\n                    data-broker-id=\"847\"\n                    data-contact-whatsapp=\"+97145560345\"\n                >\n                        <a class='shortcode__lead-cta-phone button--blue' >\n                        Call\n                        <\/a><button class='shortcode__lead-cta-whatsapp button--blue' >\n                            WhatsApp\n                            <\/button>                <\/div>\n           \n            \n        <\/div>\n    <\/li>\n\n    \n    \n    <li class=\"shortcode__property-card-item--secondary\"  style=\"margin-left:0px\">\n        <div data-id=\"shortcode-property-card\"\n        data-locale=\"en\"\n        data-project-id=\"97398247\"\n        data-location-name=\"Jumeirah Bay Island Villas, Jumeirah Bay Island, Jumeirah, Dubai\"\n        data-property-type=\"\"\n        data-bedrooms=\"\"\n        data-category-id=\"1\"><\/div> \n    <a class=\"shortcode__property-card-anchor--secondary\" href=\"https:\/\/www.propertyfinder.ae\/en\/plp\/buy\/villa-for-sale-dubai-jumeirah-jumeirah-bay-island-jumeirah-bay-island-villas-97398247.html\"><\/a>\n        <div  class=\"shortcode__property-card\">\n            <div class=\"shortcode__property-card__image-container\">\n                <img class='shortcode__property-image' src=https:\/\/static.shared.propertyfinder.ae\/media\/images\/listing\/J7G9PSPWFC9S4ZZZJFJK2Z18S4\/4423dac9-322f-46bc-910b-e1672c227373\/668x452.jpg?v=21ad787b0c59d7a9708ca26dbbd637d0 alt='property-image'>                <div class=\"shortcode__property-overlay__tags\">\n                    <div class=\"shortcode__tags\"> \n                    <p class='shortcode__property-tag shortcode__property-tag--verified'> \n        Verified\n        <\/p><p class='shortcode__property-tag shortcode__property-tag--super-agent'> \n        Superagent\n        <\/p>                    <\/div>\n                    \n                <\/div>  \n                                <div class=\"shortcode__property-overlay__agent\"> \n                    <div class=\"shortcode__agent-avatar\">\n                        <img decoding=\"async\" src=\"https:\/\/www.propertyfinder.ae\/images\/pf_agent\/picture\/01ebc0e3ad103e2dba3d8b497bf4d81a2a957bb8\/desktop\" alt=\"agent image\" >\n\n                        <svg class=\"shortcode__agent--superagent\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <rect width=\"16\" height=\"16\" rx=\"8\" fill=\"#3A307F\"\/>\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8.95478 5.22788L8.20268 3.63227H8.20348C8.12009 3.45591 7.88035 3.45591 7.79777 3.63227L7.04487 5.22788C7.01199 5.29758 6.94865 5.34629 6.87488 5.35721L5.19349 5.61334C5.00827 5.6419 4.9345 5.8804 5.0684 6.01728L6.28475 7.25934C6.33767 7.31393 6.36253 7.39287 6.3497 7.46929L6.06265 9.22278C6.03058 9.41593 6.22461 9.56374 6.39059 9.4722L7.89479 8.64416C7.96053 8.60805 8.03911 8.60805 8.10486 8.64416L9.60906 9.4722C9.77503 9.56374 9.96907 9.41593 9.937 9.22278L9.64995 7.46929C9.63712 7.39203 9.66197 7.31393 9.71489 7.25934L10.9312 6.01728C11.0659 5.8804 10.9914 5.6419 10.8062 5.61334L9.12476 5.35721C9.051 5.34629 8.98765 5.29758 8.95478 5.22788ZM9.80216 11.4994V10.9658C9.80216 10.7692 9.60122 10.6103 9.35315 10.6103H8.68006V9.54297H7.33304V10.6103H6.65994C6.41187 10.6103 6.21094 10.7692 6.21094 10.9658V11.4994H9.80216ZM10.0455 11.5H5.95455C5.70342 11.5 5.5 11.6489 5.5 11.8331V12.5H10.5V11.8331C10.5 11.6489 10.2966 11.5 10.0455 11.5Z\" fill=\"white\"\/>\n                        <\/svg>\n                    <\/div>\n                <\/div>  \n                \n            <\/div>\n    \n                <div class=\"shortcode__property-card__details-container\">\n                    <div class= \"shortcode__property-type\">\n                        <p>\n                            Villa                        <\/p>\n                        <p>\n                            Listed 2 weeks ago                        <\/p>\n                    <\/div>\n                    <p class=\"shortcode__property-building-price\"> \n                    250,000,000 AED                    <\/p>\n                    <p class= \"shortcode__building-text\"> \n                        Sophisticated Modern Villa | Incomparable Luxury                    <\/p>\n                    <p class=\"shortcode__building-location\">  <span class=\"shortcode__location-icon\">\n                        <svg width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M5.99999 8.00002C7.10456 8.00002 7.99999 7.10459 7.99999 6.00002C7.99999 4.89545 7.10456 4.00002 5.99999 4.00002C4.89543 4.00002 3.99999 4.89545 3.99999 6.00002C3.99999 7.10459 4.89543 8.00002 5.99999 8.00002ZM6 7.33335C5.26362 7.33335 4.66666 6.7364 4.66666 6.00002C4.66666 5.26364 5.26362 4.66669 6 4.66669C6.73637 4.66669 7.33333 5.26364 7.33333 6.00002C7.33333 6.7364 6.73637 7.33335 6 7.33335ZM2.22876 2.20341C0.145963 4.25238 0.145963 7.57441 2.22876 9.62337L6 13.3334L9.77123 9.62337C11.854 7.57441 11.854 4.25238 9.77123 2.20341C7.68844 0.154446 4.31156 0.154446 2.22876 2.20341ZM2.69629 9.14812C0.879008 7.36036 0.879008 4.46642 2.69629 2.67866C4.51965 0.884918 7.48034 0.884918 9.3037 2.67866C11.121 4.46642 11.121 7.36036 9.3037 9.14812L5.99999 12.3982L2.69629 9.14812Z\" fill=\"#707070\"\/>\n                        <\/svg>\n                        <\/span>\n                        <span class=\"shortcode__location-text\">Jumeirah Bay Island Villas, Jumeirah Bay Island, Jumeirah, Dubai<\/span> <\/p>\n                    <div class= \"shortcode__bedroom-bathroom-container\">\n                        <p class= \"shortcode__bedroom-count\"> \n                            5                        <\/p>\n                        <p class= \"shortcode__bathroom-count\"> \n                        6                        <\/p>\n                        <p class= \"shortcode__area-size\"> \n                            18,587 sqft                        <\/p>\n                    <\/div>\n                   \n                <\/div>\n                <div class=\"shortcode__lead-cta-container divider--top\" data-id=\"properties-lead-buttons\"\n                    data-language=\"en\"\n                    data-contact-options=\"email|phone|whatsapp\"\n                    data-plugin-type=\"properties\"\n                    data-project-title=\"Sophisticated Modern Villa | Incomparable Luxury\"\n                    data-position=\"7\"\n                    data-project-id=\"97398247\"\n                    data-call-href=\"tel:+971524960123\"\n                    data-project-developer-id=\"\"\n                    data-project-developer-name=\"\"\n                    data-broker-id=\"847\"\n                    data-contact-whatsapp=\"+97145560345\"\n                >\n                        <a class='shortcode__lead-cta-phone button--blue' >\n                        Call\n                        <\/a><button class='shortcode__lead-cta-whatsapp button--blue' >\n                            WhatsApp\n                            <\/button>                <\/div>\n           \n            \n        <\/div>\n    <\/li>\n\n    \n    \n    <li class=\"shortcode__property-card-item--secondary\"  style=\"margin-left:0px\">\n        <div data-id=\"shortcode-property-card\"\n        data-locale=\"en\"\n        data-project-id=\"97398284\"\n        data-location-name=\"Bulgari Resort & Residences 2, Bulgari Resort & Residences, Jumeirah Bay Island, Jumeirah, Dubai\"\n        data-property-type=\"\"\n        data-bedrooms=\"\"\n        data-category-id=\"1\"><\/div> \n    <a class=\"shortcode__property-card-anchor--secondary\" href=\"https:\/\/www.propertyfinder.ae\/en\/plp\/buy\/apartment-for-sale-dubai-jumeirah-jumeirah-bay-island-bulgari-resort-residences-bulgari-resort-residences-2-97398284.html\"><\/a>\n        <div  class=\"shortcode__property-card\">\n            <div class=\"shortcode__property-card__image-container\">\n                <img class='shortcode__property-image' src=https:\/\/static.shared.propertyfinder.ae\/media\/images\/listing\/1C0WFFVET3KYW21J1G4TPMK6MM\/274fd85c-516d-4100-86b9-8133a5d69b74\/668x452.jpg?v=7938f4047a02b008708384ad0af01ff6 alt='property-image'>                <div class=\"shortcode__property-overlay__tags\">\n                    <div class=\"shortcode__tags\"> \n                    <p class='shortcode__property-tag shortcode__property-tag--verified'> \n        Verified\n        <\/p><p class='shortcode__property-tag shortcode__property-tag--super-agent'> \n        Superagent\n        <\/p>                    <\/div>\n                    \n                <\/div>  \n                                <div class=\"shortcode__property-overlay__agent\"> \n                    <div class=\"shortcode__agent-avatar\">\n                        <img decoding=\"async\" src=\"https:\/\/www.propertyfinder.ae\/images\/pf_agent\/picture\/01ebc0e3ad103e2dba3d8b497bf4d81a2a957bb8\/desktop\" alt=\"agent image\" >\n\n                        <svg class=\"shortcode__agent--superagent\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <rect width=\"16\" height=\"16\" rx=\"8\" fill=\"#3A307F\"\/>\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8.95478 5.22788L8.20268 3.63227H8.20348C8.12009 3.45591 7.88035 3.45591 7.79777 3.63227L7.04487 5.22788C7.01199 5.29758 6.94865 5.34629 6.87488 5.35721L5.19349 5.61334C5.00827 5.6419 4.9345 5.8804 5.0684 6.01728L6.28475 7.25934C6.33767 7.31393 6.36253 7.39287 6.3497 7.46929L6.06265 9.22278C6.03058 9.41593 6.22461 9.56374 6.39059 9.4722L7.89479 8.64416C7.96053 8.60805 8.03911 8.60805 8.10486 8.64416L9.60906 9.4722C9.77503 9.56374 9.96907 9.41593 9.937 9.22278L9.64995 7.46929C9.63712 7.39203 9.66197 7.31393 9.71489 7.25934L10.9312 6.01728C11.0659 5.8804 10.9914 5.6419 10.8062 5.61334L9.12476 5.35721C9.051 5.34629 8.98765 5.29758 8.95478 5.22788ZM9.80216 11.4994V10.9658C9.80216 10.7692 9.60122 10.6103 9.35315 10.6103H8.68006V9.54297H7.33304V10.6103H6.65994C6.41187 10.6103 6.21094 10.7692 6.21094 10.9658V11.4994H9.80216ZM10.0455 11.5H5.95455C5.70342 11.5 5.5 11.6489 5.5 11.8331V12.5H10.5V11.8331C10.5 11.6489 10.2966 11.5 10.0455 11.5Z\" fill=\"white\"\/>\n                        <\/svg>\n                    <\/div>\n                <\/div>  \n                \n            <\/div>\n    \n                <div class=\"shortcode__property-card__details-container\">\n                    <div class= \"shortcode__property-type\">\n                        <p>\n                            Apartment                        <\/p>\n                        <p>\n                            Listed 2 weeks ago                        <\/p>\n                    <\/div>\n                    <p class=\"shortcode__property-building-price\"> \n                    38,000,000 AED                    <\/p>\n                    <p class= \"shortcode__building-text\"> \n                        High Floor | Luxurious with Full Skyline Views                    <\/p>\n                    <p class=\"shortcode__building-location\">  <span class=\"shortcode__location-icon\">\n                        <svg width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M5.99999 8.00002C7.10456 8.00002 7.99999 7.10459 7.99999 6.00002C7.99999 4.89545 7.10456 4.00002 5.99999 4.00002C4.89543 4.00002 3.99999 4.89545 3.99999 6.00002C3.99999 7.10459 4.89543 8.00002 5.99999 8.00002ZM6 7.33335C5.26362 7.33335 4.66666 6.7364 4.66666 6.00002C4.66666 5.26364 5.26362 4.66669 6 4.66669C6.73637 4.66669 7.33333 5.26364 7.33333 6.00002C7.33333 6.7364 6.73637 7.33335 6 7.33335ZM2.22876 2.20341C0.145963 4.25238 0.145963 7.57441 2.22876 9.62337L6 13.3334L9.77123 9.62337C11.854 7.57441 11.854 4.25238 9.77123 2.20341C7.68844 0.154446 4.31156 0.154446 2.22876 2.20341ZM2.69629 9.14812C0.879008 7.36036 0.879008 4.46642 2.69629 2.67866C4.51965 0.884918 7.48034 0.884918 9.3037 2.67866C11.121 4.46642 11.121 7.36036 9.3037 9.14812L5.99999 12.3982L2.69629 9.14812Z\" fill=\"#707070\"\/>\n                        <\/svg>\n                        <\/span>\n                        <span class=\"shortcode__location-text\">Bulgari Resort & Residences 2, Bulgari Resort & Residences, Jumeirah Bay Island, Jumeirah, Dubai<\/span> <\/p>\n                    <div class= \"shortcode__bedroom-bathroom-container\">\n                        <p class= \"shortcode__bedroom-count\"> \n                            3                        <\/p>\n                        <p class= \"shortcode__bathroom-count\"> \n                        4                        <\/p>\n                        <p class= \"shortcode__area-size\"> \n                            2,631 sqft                        <\/p>\n                    <\/div>\n                   \n                <\/div>\n                <div class=\"shortcode__lead-cta-container divider--top\" data-id=\"properties-lead-buttons\"\n                    data-language=\"en\"\n                    data-contact-options=\"email|phone|whatsapp\"\n                    data-plugin-type=\"properties\"\n                    data-project-title=\"High Floor | Luxurious with Full Skyline Views\"\n                    data-position=\"8\"\n                    data-project-id=\"97398284\"\n                    data-call-href=\"tel:+971524960123\"\n                    data-project-developer-id=\"\"\n                    data-project-developer-name=\"\"\n                    data-broker-id=\"847\"\n                    data-contact-whatsapp=\"+97145560345\"\n                >\n                        <a class='shortcode__lead-cta-phone button--blue' >\n                        Call\n                        <\/a><button class='shortcode__lead-cta-whatsapp button--blue' >\n                            WhatsApp\n                            <\/button>                <\/div>\n           \n            \n        <\/div>\n    <\/li>\n\n    \n    \n    <li class=\"shortcode__property-card-item--secondary\"  style=\"margin-left:0px\">\n        <div data-id=\"shortcode-property-card\"\n        data-locale=\"en\"\n        data-project-id=\"97398204\"\n        data-location-name=\"Jumeirah Bay Island Villas, Jumeirah Bay Island, Jumeirah, Dubai\"\n        data-property-type=\"\"\n        data-bedrooms=\"\"\n        data-category-id=\"1\"><\/div> \n    <a class=\"shortcode__property-card-anchor--secondary\" href=\"https:\/\/www.propertyfinder.ae\/en\/plp\/buy\/villa-for-sale-dubai-jumeirah-jumeirah-bay-island-jumeirah-bay-island-villas-97398204.html\"><\/a>\n        <div  class=\"shortcode__property-card\">\n            <div class=\"shortcode__property-card__image-container\">\n                <img class='shortcode__property-image' src=https:\/\/static.shared.propertyfinder.ae\/media\/images\/listing\/Z9FMHDYSG112PMSXS6J6252FDR\/dba13eeb-eb36-4156-a344-394ef2b097e1\/668x452.jpg?v=4991f9a266b24d14a91b117608607024 alt='property-image'>                <div class=\"shortcode__property-overlay__tags\">\n                    <div class=\"shortcode__tags\"> \n                    <p class='shortcode__property-tag shortcode__property-tag--verified'> \n        Verified\n        <\/p><p class='shortcode__property-tag shortcode__property-tag--super-agent'> \n        Superagent\n        <\/p>                    <\/div>\n                    \n                <\/div>  \n                                <div class=\"shortcode__property-overlay__agent\"> \n                    <div class=\"shortcode__agent-avatar\">\n                        <img decoding=\"async\" src=\"https:\/\/www.propertyfinder.ae\/images\/pf_agent\/picture\/01ebc0e3ad103e2dba3d8b497bf4d81a2a957bb8\/desktop\" alt=\"agent image\" >\n\n                        <svg class=\"shortcode__agent--superagent\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <rect width=\"16\" height=\"16\" rx=\"8\" fill=\"#3A307F\"\/>\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8.95478 5.22788L8.20268 3.63227H8.20348C8.12009 3.45591 7.88035 3.45591 7.79777 3.63227L7.04487 5.22788C7.01199 5.29758 6.94865 5.34629 6.87488 5.35721L5.19349 5.61334C5.00827 5.6419 4.9345 5.8804 5.0684 6.01728L6.28475 7.25934C6.33767 7.31393 6.36253 7.39287 6.3497 7.46929L6.06265 9.22278C6.03058 9.41593 6.22461 9.56374 6.39059 9.4722L7.89479 8.64416C7.96053 8.60805 8.03911 8.60805 8.10486 8.64416L9.60906 9.4722C9.77503 9.56374 9.96907 9.41593 9.937 9.22278L9.64995 7.46929C9.63712 7.39203 9.66197 7.31393 9.71489 7.25934L10.9312 6.01728C11.0659 5.8804 10.9914 5.6419 10.8062 5.61334L9.12476 5.35721C9.051 5.34629 8.98765 5.29758 8.95478 5.22788ZM9.80216 11.4994V10.9658C9.80216 10.7692 9.60122 10.6103 9.35315 10.6103H8.68006V9.54297H7.33304V10.6103H6.65994C6.41187 10.6103 6.21094 10.7692 6.21094 10.9658V11.4994H9.80216ZM10.0455 11.5H5.95455C5.70342 11.5 5.5 11.6489 5.5 11.8331V12.5H10.5V11.8331C10.5 11.6489 10.2966 11.5 10.0455 11.5Z\" fill=\"white\"\/>\n                        <\/svg>\n                    <\/div>\n                <\/div>  \n                \n            <\/div>\n    \n                <div class=\"shortcode__property-card__details-container\">\n                    <div class= \"shortcode__property-type\">\n                        <p>\n                            Villa                        <\/p>\n                        <p>\n                            Listed 2 weeks ago                        <\/p>\n                    <\/div>\n                    <p class=\"shortcode__property-building-price\"> \n                    265,000,000 AED                    <\/p>\n                    <p class= \"shortcode__building-text\"> \n                        Timeless Beachfront Villa | Unparalleled Sea View                    <\/p>\n                    <p class=\"shortcode__building-location\">  <span class=\"shortcode__location-icon\">\n                        <svg width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M5.99999 8.00002C7.10456 8.00002 7.99999 7.10459 7.99999 6.00002C7.99999 4.89545 7.10456 4.00002 5.99999 4.00002C4.89543 4.00002 3.99999 4.89545 3.99999 6.00002C3.99999 7.10459 4.89543 8.00002 5.99999 8.00002ZM6 7.33335C5.26362 7.33335 4.66666 6.7364 4.66666 6.00002C4.66666 5.26364 5.26362 4.66669 6 4.66669C6.73637 4.66669 7.33333 5.26364 7.33333 6.00002C7.33333 6.7364 6.73637 7.33335 6 7.33335ZM2.22876 2.20341C0.145963 4.25238 0.145963 7.57441 2.22876 9.62337L6 13.3334L9.77123 9.62337C11.854 7.57441 11.854 4.25238 9.77123 2.20341C7.68844 0.154446 4.31156 0.154446 2.22876 2.20341ZM2.69629 9.14812C0.879008 7.36036 0.879008 4.46642 2.69629 2.67866C4.51965 0.884918 7.48034 0.884918 9.3037 2.67866C11.121 4.46642 11.121 7.36036 9.3037 9.14812L5.99999 12.3982L2.69629 9.14812Z\" fill=\"#707070\"\/>\n                        <\/svg>\n                        <\/span>\n                        <span class=\"shortcode__location-text\">Jumeirah Bay Island Villas, Jumeirah Bay Island, Jumeirah, Dubai<\/span> <\/p>\n                    <div class= \"shortcode__bedroom-bathroom-container\">\n                        <p class= \"shortcode__bedroom-count\"> \n                            5                        <\/p>\n                        <p class= \"shortcode__bathroom-count\"> \n                        7                        <\/p>\n                        <p class= \"shortcode__area-size\"> \n                            17,252 sqft                        <\/p>\n                    <\/div>\n                   \n                <\/div>\n                <div class=\"shortcode__lead-cta-container divider--top\" data-id=\"properties-lead-buttons\"\n                    data-language=\"en\"\n                    data-contact-options=\"email|phone|whatsapp\"\n                    data-plugin-type=\"properties\"\n                    data-project-title=\"Timeless Beachfront Villa | Unparalleled Sea View\"\n                    data-position=\"9\"\n                    data-project-id=\"97398204\"\n                    data-call-href=\"tel:+971524960123\"\n                    data-project-developer-id=\"\"\n                    data-project-developer-name=\"\"\n                    data-broker-id=\"847\"\n                    data-contact-whatsapp=\"+97145560345\"\n                >\n                        <a class='shortcode__lead-cta-phone button--blue' >\n                        Call\n                        <\/a><button class='shortcode__lead-cta-whatsapp button--blue' >\n                            WhatsApp\n                            <\/button>                <\/div>\n           \n            \n        <\/div>\n    <\/li>\n\n    \n    \n    <li class=\"shortcode__property-card-item--secondary\"  style=\"margin-left:0px\">\n        <div data-id=\"shortcode-property-card\"\n        data-locale=\"en\"\n        data-project-id=\"97398088\"\n        data-location-name=\"Bulgari Resort & Residences 1, Bulgari Resort & Residences, Jumeirah Bay Island, Jumeirah, Dubai\"\n        data-property-type=\"\"\n        data-bedrooms=\"\"\n        data-category-id=\"1\"><\/div> \n    <a class=\"shortcode__property-card-anchor--secondary\" href=\"https:\/\/www.propertyfinder.ae\/en\/plp\/buy\/villa-for-sale-dubai-jumeirah-jumeirah-bay-island-bulgari-resort-residences-bulgari-resort-residences-1-97398088.html\"><\/a>\n        <div  class=\"shortcode__property-card\">\n            <div class=\"shortcode__property-card__image-container\">\n                <img class='shortcode__property-image' src=https:\/\/static.shared.propertyfinder.ae\/media\/images\/listing\/7YZX3J8F6WKRGEPXGKT2901FE0\/64e4a3a8-cfec-4e8f-9920-5d6e32769421\/668x452.jpg?v=4d88fb0511b700fec5600eb5c5b72b0d alt='property-image'>                <div class=\"shortcode__property-overlay__tags\">\n                    <div class=\"shortcode__tags\"> \n                    <p class='shortcode__property-tag shortcode__property-tag--verified'> \n        Verified\n        <\/p><p class='shortcode__property-tag shortcode__property-tag--super-agent'> \n        Superagent\n        <\/p>                    <\/div>\n                    \n                <\/div>  \n                                <div class=\"shortcode__property-overlay__agent\"> \n                    <div class=\"shortcode__agent-avatar\">\n                        <img decoding=\"async\" src=\"https:\/\/www.propertyfinder.ae\/images\/pf_agent\/picture\/01ebc0e3ad103e2dba3d8b497bf4d81a2a957bb8\/desktop\" alt=\"agent image\" >\n\n                        <svg class=\"shortcode__agent--superagent\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <rect width=\"16\" height=\"16\" rx=\"8\" fill=\"#3A307F\"\/>\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8.95478 5.22788L8.20268 3.63227H8.20348C8.12009 3.45591 7.88035 3.45591 7.79777 3.63227L7.04487 5.22788C7.01199 5.29758 6.94865 5.34629 6.87488 5.35721L5.19349 5.61334C5.00827 5.6419 4.9345 5.8804 5.0684 6.01728L6.28475 7.25934C6.33767 7.31393 6.36253 7.39287 6.3497 7.46929L6.06265 9.22278C6.03058 9.41593 6.22461 9.56374 6.39059 9.4722L7.89479 8.64416C7.96053 8.60805 8.03911 8.60805 8.10486 8.64416L9.60906 9.4722C9.77503 9.56374 9.96907 9.41593 9.937 9.22278L9.64995 7.46929C9.63712 7.39203 9.66197 7.31393 9.71489 7.25934L10.9312 6.01728C11.0659 5.8804 10.9914 5.6419 10.8062 5.61334L9.12476 5.35721C9.051 5.34629 8.98765 5.29758 8.95478 5.22788ZM9.80216 11.4994V10.9658C9.80216 10.7692 9.60122 10.6103 9.35315 10.6103H8.68006V9.54297H7.33304V10.6103H6.65994C6.41187 10.6103 6.21094 10.7692 6.21094 10.9658V11.4994H9.80216ZM10.0455 11.5H5.95455C5.70342 11.5 5.5 11.6489 5.5 11.8331V12.5H10.5V11.8331C10.5 11.6489 10.2966 11.5 10.0455 11.5Z\" fill=\"white\"\/>\n                        <\/svg>\n                    <\/div>\n                <\/div>  \n                \n            <\/div>\n    \n                <div class=\"shortcode__property-card__details-container\">\n                    <div class= \"shortcode__property-type\">\n                        <p>\n                            Villa                        <\/p>\n                        <p>\n                            Listed 2 weeks ago                        <\/p>\n                    <\/div>\n                    <p class=\"shortcode__property-building-price\"> \n                    195,000,000 AED                    <\/p>\n                    <p class= \"shortcode__building-text\"> \n                        Bulgari Front Row Mansion | Full Skyline Views                    <\/p>\n                    <p class=\"shortcode__building-location\">  <span class=\"shortcode__location-icon\">\n                        <svg width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M5.99999 8.00002C7.10456 8.00002 7.99999 7.10459 7.99999 6.00002C7.99999 4.89545 7.10456 4.00002 5.99999 4.00002C4.89543 4.00002 3.99999 4.89545 3.99999 6.00002C3.99999 7.10459 4.89543 8.00002 5.99999 8.00002ZM6 7.33335C5.26362 7.33335 4.66666 6.7364 4.66666 6.00002C4.66666 5.26364 5.26362 4.66669 6 4.66669C6.73637 4.66669 7.33333 5.26364 7.33333 6.00002C7.33333 6.7364 6.73637 7.33335 6 7.33335ZM2.22876 2.20341C0.145963 4.25238 0.145963 7.57441 2.22876 9.62337L6 13.3334L9.77123 9.62337C11.854 7.57441 11.854 4.25238 9.77123 2.20341C7.68844 0.154446 4.31156 0.154446 2.22876 2.20341ZM2.69629 9.14812C0.879008 7.36036 0.879008 4.46642 2.69629 2.67866C4.51965 0.884918 7.48034 0.884918 9.3037 2.67866C11.121 4.46642 11.121 7.36036 9.3037 9.14812L5.99999 12.3982L2.69629 9.14812Z\" fill=\"#707070\"\/>\n                        <\/svg>\n                        <\/span>\n                        <span class=\"shortcode__location-text\">Bulgari Resort & Residences 1, Bulgari Resort & Residences, Jumeirah Bay Island, Jumeirah, Dubai<\/span> <\/p>\n                    <div class= \"shortcode__bedroom-bathroom-container\">\n                        <p class= \"shortcode__bedroom-count\"> \n                            5                        <\/p>\n                        <p class= \"shortcode__bathroom-count\"> \n                        7                        <\/p>\n                        <p class= \"shortcode__area-size\"> \n                            19,100 sqft                        <\/p>\n                    <\/div>\n                   \n                <\/div>\n                <div class=\"shortcode__lead-cta-container divider--top\" data-id=\"properties-lead-buttons\"\n                    data-language=\"en\"\n                    data-contact-options=\"email|phone|whatsapp\"\n                    data-plugin-type=\"properties\"\n                    data-project-title=\"Bulgari Front Row Mansion | Full Skyline Views\"\n                    data-position=\"10\"\n                    data-project-id=\"97398088\"\n                    data-call-href=\"tel:+971524960123\"\n                    data-project-developer-id=\"\"\n                    data-project-developer-name=\"\"\n                    data-broker-id=\"847\"\n                    data-contact-whatsapp=\"+97145560345\"\n                >\n                        <a class='shortcode__lead-cta-phone button--blue' >\n                        Call\n                        <\/a><button class='shortcode__lead-cta-whatsapp button--blue' >\n                            WhatsApp\n                            <\/button>                <\/div>\n           \n            \n        <\/div>\n    <\/li>\n\n    <\/ul>\n    <div class=\"shortcode__discover-all\">\n        <a href=\"https:\/\/www.propertyfinder.ae\/en\/buy\/properties-for-sale.html\" data-id=\"properties-more-cta\">\n            See All Available properties        <\/a>\n    <\/div>\n    \n<\/div><h2 class=\"wp-block-heading\" id=\"h-key-takeaways\"><strong>Key Takeaways<\/strong><\/h2><p>Home loan balance transfer in the UAE is a viable option for improving your mortgage terms and reducing costs. The primary motivators for transferring are securing a lower interest rate and accessing better service or features. While early settlement fees are capped at 1% of the outstanding loan (up to AED 10,000), other charges may apply, so careful comparison of all costs is essential. <br><br>Eligibility typically depends on factors such as the remaining loan tenure, credit history, and property valuation. A smooth transfer process requires thorough document preparation, negotiating favourable terms, and understanding the local legal and regulatory framework. Both Islamic and conventional finance options are available, offering growing flexibility in features and fees.<\/p><h2 class=\"wp-block-heading\" id=\"h-faqs\"><strong>FAQs<\/strong><\/h2><div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1763366528154\"><strong class=\"schema-faq-question\"><strong>What is the main benefit of a home loan balance transfer in the UAE?<\/strong><\/strong> <p class=\"schema-faq-answer\">The major benefit is securing a lower interest rate and hence reduced EMIs or shorter remaining loan tenure.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1763366550152\"><strong class=\"schema-faq-question\"><strong>How much is the early settlement fee for mortgage transfers in the UAE?<\/strong><\/strong> <p class=\"schema-faq-answer\">The Central Bank mandates early settlement\/partial settlement fees on home loans at 1% of the outstanding balance, capped at AED 10,000 in many cases.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1763366573423\"><strong class=\"schema-faq-question\"><strong>Who is eligible to apply for a home loan balance transfer?<\/strong><\/strong> <p class=\"schema-faq-answer\">Borrowers who have an existing mortgage, meet the lender&rsquo;s repayment and credit history standards, have suitable property and agree to the new lender&rsquo;s terms.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1763366599377\"><strong class=\"schema-faq-question\"><strong>Are there risks to balance transferring your home loan frequently?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, there are. Frequent transfers can affect your credit rating, may incur high fees and might not deliver real savings if the numbers don&rsquo;t stack up.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1763366610413\"><strong class=\"schema-faq-question\"><strong>Is a balance transfer available for Islamic home finance products?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, it is. Many UAE banks now offer Sharia-compliant refinancing and balance transfer options, though terms may differ and must be reviewed carefully.<\/p> <\/div> <\/div><h2 class=\"wp-block-heading\">&nbsp;<\/h2><p>&nbsp;<\/p><h2 class=\"wp-block-heading\">&nbsp;<\/h2><p>&nbsp;<\/p><h2 class=\"wp-block-heading\">&nbsp;<\/h2><p>&nbsp;<\/p><h2 class=\"wp-block-heading\">&nbsp;<\/h2><p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to owning property in the UAE, many borrowers look beyond the initial home loan package and consider whether a home loan balance transfer could enhance their financial position. In simple terms, a home loan balance transfer involves moving your mortgage from your current lender to another bank or financial institution to secure&#8230;<\/p>\n","protected":false},"author":30282,"featured_media":188485,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_eb_attr":"","footnotes":""},"categories":[6104,511],"tags":[],"class_list":["post-188479","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buyers-guide","category-the-guide"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.0 (Yoast SEO v22.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>All About Home Loan Balance Transfer in the UAE | Property Finder<\/title>\n<meta name=\"description\" content=\"Learn how a home loan balance transfer works in the UAE, including benefits, eligibility, interest rates, and charges.\" \/>\n<meta name=\"robots\" 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