Owning a vehicle in the UAE means that, legally, you are required to secure a car insurance Dubai package. Without one, you are not permitted to drive.
However, choosing the right policy can be confusing, especially if it’s your first time.
Whether you’re looking for cheap car insurance Dubai, the best car insurance in Dubai, or you’re interested in comparing trusted motor insurance companies in Dubai, this all-you-need-to-know guide will help you understand your options and choose the package that’s right for you.
- How Does It Work?
- Documents Required to Purchase Car Insurance In The UAE
- Vehicle Insurance Companies In Dubai
- FAQs
How Does It Work?
Individual priorities can sometimes differ slightly. However, factors to think about when choosing your car insurance in Dubai package include:
- How much are you willing to spend?
- Would you rather pay monthly, yearly or in another way? (Compare all car insurance rates in Dubai for all available options)
- How many people will need to be covered?
- Does the insurance provider have a good reputation? (Look into the ‘best motor insurance in Dubai’ or ‘good car insurance in Dubai’ reviews.)
Documents Required to Purchase Car Insurance In The UAE
Most car insurance companies Dubai will ask for one or more of the following:
- Emirates ID
- UAE Driving License
- Vehicle Registration Certificate
- Passport with a valid UAE residency visa
- Bank statement
Different Policies For Car Insurance Dubai
There are two main types of motor insurance available in Dubai:
Comprehensive Car Insurance
This is the best option, as it provides coverage for you and others in the event of an incident. Many people view this as the best car insurance in Dubai.
Third-Party Liability Insurance
This package is a minimum requirement from a legal standpoint, although it only covers injuries or damage you cause to others. This insurance does not cover the policyholder’s vehicle or injuries sustained by the policyholder. Be aware of third-party car insurance price comparisons.
Additional Cover Options
Some insurers allow you to add extra features for an additional cost, with examples below:
- Off-road cover: ideal for desert or mountain driving.
- GCC coverage: for driving across countries in the Gulf region.
- Roadside assistance: covers battery issues, flat tyres, towing and more.
- Replacement vehicle: a temporary car while yours is being repaired.
- Personal accident cover: protection for you and your passengers in the event of injury.
Vehicle Insurance Companies In Dubai
If you’re seeking vehicle insurance companies in Dubai, here are some to consider:
1. GIG Gulf (AXA Car Insurance Dubai)
Location: Churchill Executive Tower, Business Bay, Dubai
Contact: +971 4 507 4085
2. Watania Takaful
Location: Jebel Ali, Dubai
Contact: +971 800 928 2642 | info@watania.ae
Contact: Watania Takaful, Jebel AIi, Dubai, UAE
3. Dubai National Insurance Company (DNIC)
Location: Dubai National Insurance Building – Sheikh Zayed Rd – Al Wasl – Dubai
Contact: 600 580000
4. Al Sagr National Insurance Company
Location: Sheikh Zayed Rd – Dubai
Contact: +971 4 338 1611
Locations
5. Salama
Location: Spectrum Building, Oud Metha, Dubai
Contact: 800-725262 | info@salama.ae
Location
=
When exploring your options for coverage, it’s essential to choose a reliable provider. Learn more in our guide to Popular Companies for Car Insurance in Dubai.
Expert Tips For Sourcing The Best Car Insurance Dubai Deals
- Compare multiple car insurance quotes
- Bundle your coverage with travel or health insurance for discounts
- Look for seasonal promotions via motor insurance Dubai sites
FAQs
Yes, car insurance is mandatory across the UAE. Without it, you cannot legally drive.
When you buy a car the cost of a package varies depending on several factors, including vehicle type, driver’s profile, and provider. Use Dubai insurance car insurance portals to explore prices.
Generally, packages last 12 months, with some extending to a 13th month.
You’ll need to confirm with your insurance provider, as terms and conditions vary.
Some providers will allow this, usually with a cancellation fee. Always check before committing to a car insurance renewal.
Key Takeaways:
Finding the right car insurance in Dubai and the wider UAE depends on your needs, budget, and driving habits. Whether you’re a first-time buyer or reviewing your current plan, being informed helps you make the best decision.
- Car insurance is legally required across the UAE.
- Choose between comprehensive coverage or third-party liability, based on your protection needs.
- Compare providers carefully if you’re searching for cheap insurance Dubai.
- Look for add-ons like GCC cover, roadside assistance, and off-road protection.
- Prepare essential documents: Emirates ID, UAE driving license, and vehicle registration.
- Stay on top of your car insurance renewal by checking terms, fees, and expiration dates.
- Explore deals from trusted providers such as GIG Gulf, Salama, and DNIC.
- Use online tools to compare plans and promotions easily.
