The advertisement offers a one-bedroom apartment with a living room for rent in the Al Rawda 3 area of Ajman, with an annual rent of AED 28,000. The advertiser indicates that the rent can be paid in four or six installments throughout the year; this means the tenant is not required to pay the full AED 28,000 upfront but rather splits the amount into checks based on the agreed number of installments. If paid in four equal installments, each payment would be approximately AED 7,000; if in six equal installments, each would be approximately AED 4,667.

As for the phrase "Al-Amin Cheque," it likely implies that payment is to be made via checks, though the wording is not entirely clear on this specific point. Therefore, it is best to clarify with the advertiser exactly what is meant—whether it refers to a specific number of checks or particular conditions regarding them—before reaching an agreement.

The phrase "families only" means the apartment is reserved exclusively for families; the advertiser will not rent it to bachelors or laborers. Consequently, if the prospective tenant is an individual or a group of unmarried people, they would not meet the criteria set out in the advertisement.

In summary, the ad offers a one-bedroom and living room unit in Al Rawda 3, Ajman, for AED 28,000 per year, with payment options of four or six installments via check, and a restriction to family tenants only. Before making any payment, it is important to inquire about the security deposit, agency commission, contract and registration fees, parking availability, included utilities, the apartment's condition, move-in date, and the actual number of checks required, as these details are not mentioned in the text you provided.

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