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Cheap Apartments for Sale in Dubai, page 763

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  • Apartment - 1 Bedroom - 1 Bathroom for sale in Downtown Views II Tower 1 - Downtown Views II - Zabeel 2 - Zabeel - Dubai
    Apartment - 1 Bedroom - 1 Bathroom for sale in Downtown Views II Tower 1 - Downtown Views II - Zabeel 2 - Zabeel - Dubai
    Apartment - 1 Bedroom - 1 Bathroom for sale in Downtown Views II Tower 1 - Downtown Views II - Zabeel 2 - Zabeel - Dubai
    19

    Apartment

    2,100,000

    Very High Floor | DIFC View | PHPP

    Featured

    URBANIQUE REALTY L.L.C logo image

    Downtown Views II Tower 1, Downtown Views II, Zabeel 2, Zabeel, Dubai

    1

    1

    738 sqft

    2,845 AED/sqft

    Andrea Debono

    Listed 12 days ago

  • Apartment - 1 Bedroom - 2 Bathrooms for sale in Binghatti Apex - District 10 - Jumeirah Village Circle - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Binghatti Apex - District 10 - Jumeirah Village Circle - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Binghatti Apex - District 10 - Jumeirah Village Circle - Dubai
    17

    Apartment

    1,275,000

    20% Down Payment | 80% Mortgage Available

    A D N R Real Estate logo image

    Binghatti Apex, District 10, Jumeirah Village Circle, Dubai

    1

    2

    909 sqft

    1,402 AED/sqft

    Listed 12 days ago

  • Apartment - 2 Bedrooms - 3 Bathrooms for sale in Cavalli Casa Tower - Dubai Media City - Dubai
    Apartment - 2 Bedrooms - 3 Bathrooms for sale in Cavalli Casa Tower - Dubai Media City - Dubai
    Apartment - 2 Bedrooms - 3 Bathrooms for sale in Cavalli Casa Tower - Dubai Media City - Dubai
    10

    Apartment

    3,500,000

    Exclusive| Higher Floor| Stunning Sea View

    Featured

    One Portfolio Real Estate logo image

    Cavalli Casa Tower, Dubai Media City, Dubai

    2

    3

    1,270 sqft

    2,755 AED/sqft

    Listed 12 days ago

  • Apartment - Studio - 1 Bathroom for sale in Celesto Tower - Dubai Land Residence Complex - Dubai
    Apartment - Studio - 1 Bathroom for sale in Celesto Tower - Dubai Land Residence Complex - Dubai
    Apartment - Studio - 1 Bathroom for sale in Celesto Tower - Dubai Land Residence Complex - Dubai
    8

    Apartment

    639,235

    1% Monthly_Fully Furnished_High ROI_Lowest price

    Daark Real Estate LLC logo image

    Celesto Tower, Dubai Land Residence Complex, Dubai

    studio

    1

    426 sqft

    1,500 AED/sqft

    Listed 12 days ago

  • Apartment - 1 Bedroom - 2 Bathrooms for sale in Palm Central Private Residences - Palm Jebel Ali - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Palm Central Private Residences - Palm Jebel Ali - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Palm Central Private Residences - Palm Jebel Ali - Dubai
    17

    Apartment

    2,500,000

    Resort-Style Living | Premium 1 BR | Private Beach

    Premium

    Sky View Real Estate Brokers logo image

    Palm Central Private Residences, Palm Jebel Ali, Dubai

    1

    2

    836 sqft

    2,990 AED/sqft

    Kerttu Jallai

    Listed 12 days ago

  • Apartment - Studio - 1 Bathroom for sale in Binghatti Hillviews - Dubai Science Park - Dubai
    Apartment - Studio - 1 Bathroom for sale in Binghatti Hillviews - Dubai Science Park - Dubai
    Apartment - Studio - 1 Bathroom for sale in Binghatti Hillviews - Dubai Science Park - Dubai
    10

    Apartment

    700,000

    Special Discount_Artificial beach_ Handover 2026

    A D N R Real Estate logo image

    Binghatti Hillviews, Dubai Science Park, Dubai

    studio

    1

    480 sqft

    1,458 AED/sqft

    Listed 12 days ago

  • Apartment - 2 Bedrooms - 2 Bathrooms for sale in GR Una - Una - The Views - Dubai
    Apartment - 2 Bedrooms - 2 Bathrooms for sale in GR Una - Una - The Views - Dubai
    Apartment - 2 Bedrooms - 2 Bathrooms for sale in GR Una - Una - The Views - Dubai
    9

    Apartment

    2,490,000

    Spacious 2BR | Fully Upgraded | Rooftop Pool

    LUXURYX AGENTS REAL ESTATE L.L.C logo image

    GR Una, Una, The Views, Dubai

    2

    2

    1,325 sqft

    1,879 AED/sqft

    Josh Holt

    Listed 12 days ago

  • Apartment - 1 Bedroom - 2 Bathrooms for sale in Barari Palace - Majan - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Barari Palace - Majan - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Barari Palace - Majan - Dubai
    15

    Apartment

    1,423,607

    Modern Residences | Premium Facilities

    HOUSE & HEDGES REAL ESTATE logo image

    Barari Palace, Majan, Dubai

    1

    2

    835 sqft

    1,704 AED/sqft

    Muhammad Awais Amin

    Listed 12 days ago

  • Apartment - 1 Bedroom - 2 Bathrooms for sale in Luxury Family Residences II - Luxury Family Residences - Business Bay - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Luxury Family Residences II - Luxury Family Residences - Business Bay - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Luxury Family Residences II - Luxury Family Residences - Business Bay - Dubai
    25

    Apartment

    1,600,000

    Burj and Creek View | Furnished | Highest Floor

    C&P REAL ESTATE BROKER logo image

    Luxury Family Residences II, Luxury Family Residences, Business Bay, Dubai

    1

    2

    627 sqft

    2,551 AED/sqft

    Listed 12 days ago

  • Apartment - 1 Bedroom - 2 Bathrooms for sale in Damac Maison Prive B - Damac Maison Prive - Business Bay - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Damac Maison Prive B - Damac Maison Prive - Business Bay - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Damac Maison Prive B - Damac Maison Prive - Business Bay - Dubai
    15

    Apartment

    1,769,999

    Low Floor | Rented | Fully Furnished

    HOUSE & HEDGES REAL ESTATE logo image

    Damac Maison Prive B, Damac Maison Prive, Business Bay, Dubai

    1

    2

    968 sqft

    1,828 AED/sqft

    Zunair Yousuf

    Listed 12 days ago

  • Apartment - 1 Bedroom - 1 Bathroom for sale in Maison Elysee 3 - Jumeirah Village Circle - Dubai
    Apartment - 1 Bedroom - 1 Bathroom for sale in Maison Elysee 3 - Jumeirah Village Circle - Dubai
    Apartment - 1 Bedroom - 1 Bathroom for sale in Maison Elysee 3 - Jumeirah Village Circle - Dubai
    11

    Apartment

    1,097,910

    High ROI | Branded Tower | Premier Lifestyle Destination

    AXIS REAL ESTATE BROKERAGE L.L.C logo image

    Maison Elysee 3, Jumeirah Village Circle, Dubai

    1

    1

    664 sqft

    1,653 AED/sqft

    Listed 12 days ago

  • Apartment - Studio - 1 Bathroom for sale in The One at Jumeirah Village Triangle - Jumeirah Village Triangle - Dubai
    Apartment - Studio - 1 Bathroom for sale in The One at Jumeirah Village Triangle - Jumeirah Village Triangle - Dubai
    Apartment - Studio - 1 Bathroom for sale in The One at Jumeirah Village Triangle - Jumeirah Village Triangle - Dubai
    16

    Apartment

    1,050,000

    BEST INVESTMENT | HIGH ROI | WELL PRICED

    LUXSQUARE REAL ESTATE logo image

    The One at Jumeirah Village Triangle, Jumeirah Village Triangle, Dubai

    studio

    1

    311 sqft

    3,376 AED/sqft

    Abbey Kigundu

    Listed 12 days ago

  • Apartment - 2 Bedrooms - 3 Bathrooms for sale in Jade - Verdes - Haven By Aldar - Dubai Land - Dubai
    Apartment - 2 Bedrooms - 3 Bathrooms for sale in Jade - Verdes - Haven By Aldar - Dubai Land - Dubai
    Apartment - 2 Bedrooms - 3 Bathrooms for sale in Jade - Verdes - Haven By Aldar - Dubai Land - Dubai
    12

    Apartment

    1,700,000

    Below OP | Motivated Seller | Handover 2028

    haus & haus logo image

    Jade, Verdes, Haven By Aldar, Dubai Land, Dubai

    2

    3

    1,355 sqft

    1,254 AED/sqft

    Jack Quinlan

    Listed 12 days ago

  • Apartment - Studio - 1 Bathroom for sale in Oakley Square Residences - District 11 - Jumeirah Village Circle - Dubai
    Apartment - Studio - 1 Bathroom for sale in Oakley Square Residences - District 11 - Jumeirah Village Circle - Dubai
    Apartment - Studio - 1 Bathroom for sale in Oakley Square Residences - District 11 - Jumeirah Village Circle - Dubai
    17

    Apartment

    935,000

    Vacant | Motivated Seller | Premium Quality

    HOUSE & HEDGES REAL ESTATE logo image

    Oakley Square Residences, District 11, Jumeirah Village Circle, Dubai

    studio

    1

    506 sqft

    1,847 AED/sqft

    Zunair Yousuf

    Listed 12 days ago

  • Apartment - Studio - 1 Bathroom for sale in Binghatti Flare - District 2 - Jumeirah Village Triangle - Dubai
    Apartment - Studio - 1 Bathroom for sale in Binghatti Flare - District 2 - Jumeirah Village Triangle - Dubai
    Apartment - Studio - 1 Bathroom for sale in Binghatti Flare - District 2 - Jumeirah Village Triangle - Dubai
    13

    Apartment

    700,000

    Special Discount_Artificial beach_HIGH ROI

    A D N R Real Estate logo image

    Binghatti Flare, District 2, Jumeirah Village Triangle, Dubai

    studio

    1

    383 sqft

    1,827 AED/sqft

    Listed 12 days ago

  • Apartment - 4 Bedrooms - 6 Bathrooms for sale in Noura Tower - Al Habtoor City - Business Bay - Dubai
    Apartment - 4 Bedrooms - 6 Bathrooms for sale in Noura Tower - Al Habtoor City - Business Bay - Dubai
    Apartment - 4 Bedrooms - 6 Bathrooms for sale in Noura Tower - Al Habtoor City - Business Bay - Dubai
    27

    Apartment

    5,950,000

    EXCLUSIVE|Sea Views|2 Parking | Maids|High Floor

    Move In Real Estate logo image

    Noura Tower, Al Habtoor City, Business Bay, Dubai

    4

    6

    3,009 sqft

    1,977 AED/sqft

    Ella Madu

    Listed 12 days ago

  • Apartment - 1 Bedroom - 2 Bathrooms for sale in Lagoon Views 11 Tower C - Lagoon Views 11 - Lagoon Views - Damac Lagoons - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Lagoon Views 11 Tower C - Lagoon Views 11 - Lagoon Views - Damac Lagoons - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Lagoon Views 11 Tower C - Lagoon Views 11 - Lagoon Views - Damac Lagoons - Dubai
    10

    Apartment

    1,433,300

    Modern Layout | 1BR | Lagoon Community

    LOTUS MANOR REAL ESTATE L.L.C logo image

    Lagoon Views 11 Tower C, Lagoon Views 11, Lagoon Views, Damac Lagoons, Dubai

    1

    2

    785 sqft

    1,825 AED/sqft

    Vijay Vinay Kumar

    Listed 12 days ago

  • Apartment - 1 Bedroom - 2 Bathrooms for sale in Palm Beach Towers 2 - Palm Beach Towers - Palm Jumeirah - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Palm Beach Towers 2 - Palm Beach Towers - Palm Jumeirah - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Palm Beach Towers 2 - Palm Beach Towers - Palm Jumeirah - Dubai
    20

    Apartment

    3,950,000

    Motivated Seller | Sea view | Multiple Options

    Prive Real Estate LLC logo image

    Palm Beach Towers 2, Palm Beach Towers, Palm Jumeirah, Dubai

    1

    2

    1,138 sqft

    3,471 AED/sqft

    Malik Ulbashev

    Listed 12 days ago

  • Apartment - 1 Bedroom - 2 Bathrooms for sale in 48 Parkside - Arjan - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in 48 Parkside - Arjan - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in 48 Parkside - Arjan - Dubai
    16

    Apartment

    1,140,000

    Almost Ready-less price / SQ-Mortgage PP-last unit

    Daark Real Estate LLC logo image

    48 Parkside, Arjan, Dubai

    1

    2

    757 sqft

    1,505 AED/sqft

    Fatma fatma

    Listed 12 days ago

  • Apartment - 2 Bedrooms - 2 Bathrooms for sale in One Park Central - District 15 - Jumeirah Village Circle - Dubai
    Apartment - 2 Bedrooms - 2 Bathrooms for sale in One Park Central - District 15 - Jumeirah Village Circle - Dubai
    Apartment - 2 Bedrooms - 2 Bathrooms for sale in One Park Central - District 15 - Jumeirah Village Circle - Dubai
    7

    Apartment

    1,600,000

    Luxury 2BR | Prime JVC Location | High ROI

    Domstar Real Estate Brokerage logo image

    One Park Central, District 15, Jumeirah Village Circle, Dubai

    2

    2

    1,053 sqft

    1,519 AED/sqft

    Listed 12 days ago

  • Apartment - 1 Bedroom - 2 Bathrooms for sale in Elitz 3 by Danube - District 13 - Jumeirah Village Circle - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Elitz 3 by Danube - District 13 - Jumeirah Village Circle - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Elitz 3 by Danube - District 13 - Jumeirah Village Circle - Dubai
    10

    Apartment

    899,999

    HIGH FLOOR | FURNISHED | PRIVATE POOL | BELOW OP

    Luxfolio Real Estate Brokers LLC logo image

    Elitz 3 by Danube, District 13, Jumeirah Village Circle, Dubai

    1

    2

    764 sqft

    1,178 AED/sqft

    Kacper Michalski

    Listed 12 days ago

  • Apartment - 3 Bedrooms - 4 Bathrooms for sale in Trident Grand Residence - Dubai Marina - Dubai
    Apartment - 3 Bedrooms - 4 Bathrooms for sale in Trident Grand Residence - Dubai Marina - Dubai
    Apartment - 3 Bedrooms - 4 Bathrooms for sale in Trident Grand Residence - Dubai Marina - Dubai
    13

    Apartment

    4,550,000

    Biggest Layout | Furnished | Vacant

    Huspy Dubai logo image

    Trident Grand Residence, Dubai Marina, Dubai

    3

    4

    3,168 sqft

    1,436 AED/sqft

    Benjamin Rae

    Listed 12 days ago

  • Apartment - Studio - 1 Bathroom for sale in Samana Barari Views 2 - Majan - Dubai
    Apartment - Studio - 1 Bathroom for sale in Samana Barari Views 2 - Majan - Dubai
    Apartment - Studio - 1 Bathroom for sale in Samana Barari Views 2 - Majan - Dubai
    7

    Apartment

    898,000

    Modern Studio | Smart Home | Best Layout

    LOTUS MANOR REAL ESTATE L.L.C logo image

    Samana Barari Views 2, Majan, Dubai

    studio

    1

    447 sqft

    2,008 AED/sqft

    Vijay Vinay Kumar

    Listed 12 days ago

  • Apartment - 1 Bedroom - 2 Bathrooms for sale in Damac Maison Prive B - Damac Maison Prive - Business Bay - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Damac Maison Prive B - Damac Maison Prive - Business Bay - Dubai
    Apartment - 1 Bedroom - 2 Bathrooms for sale in Damac Maison Prive B - Damac Maison Prive - Business Bay - Dubai
    9

    Apartment

    1,789,999

    Prime Location | Canal View | Fully Furnished

    HOUSE & HEDGES REAL ESTATE logo image

    Damac Maison Prive B, Damac Maison Prive, Business Bay, Dubai

    1

    2

    923 sqft

    1,939 AED/sqft

    Zunair Yousuf

    Listed 12 days ago

  • Apartment - 1 Bedroom - 1 Bathroom for sale in One Beverly - Arjan - Dubai
    Apartment - 1 Bedroom - 1 Bathroom for sale in One Beverly - Arjan - Dubai
    Apartment - 1 Bedroom - 1 Bathroom for sale in One Beverly - Arjan - Dubai
    10

    Apartment

    1,225,000

    Near Handover | Mid Floor | Prime Location

    ELLEVNA REAL ESTATE L.L.C logo image

    One Beverly, Arjan, Dubai

    1

    1

    718 sqft

    1,706 AED/sqft

    Rahul Tharwani

    Listed 12 days ago

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Your guide to cheap apartments for sale in Dubai

Dubai sits on the southeastern coast of the Persian Gulf and has grown into one of the most recognized cities in the world. It draws people in for its business opportunities, luxury lifestyle, and year-round sunshine. Around 92% of its four million residents are expatriates, reflecting just how international the city has become. 

Families, investors, retirees, and professionals are all drawn to Dubai for its tax-free income, low crime rates, and high standard of living. The city offers strong public transport links, suburban family neighborhoods, and a social scene that suits almost every budget. Despite its reputation for luxury, you can easily buy a cheap apartment in Dubai.

Overview of Dubai's cheap apartment sales market

The market for cheap apartments for sale in Dubai stays active throughout the year, driven by first-time buyers, young professionals, and investors who want access to one of the Middle East's most lucrative rental markets. Entry-level prices start from around AED 300,000, while the average price for an affordable apartment sits around AED 750,000. 

Foreign nationals can buy property in Dubai with full freehold ownership rights in designated areas across the emirate. Prices in the affordable segment have been stabilizing as the government manages supply and demand, which points to solid long-term value for buyers. The strongest demand for cheap flats for sale in Dubai tends to come from suburban family zones and emerging mixed-use districts, rather than the luxury hubs closer to the waterfront. 

Average prices of cheap apartments in Dubai

Prices of affordable apartments in Dubai range from roughly AED 300,000 to AED 1 million, depending on size and location, offering gross rental yields of up to 9%, with consistent tenant demand across suburban communities and emerging mixed-use districts.

Why buy a cheap apartment in Dubai?

High return on investment

Tax-free rental income is one of the biggest draws for investors buying affordable apartments in Dubai. Gross rental yields in budget-friendly communities can exceed 9% annually, which is far above what most other global cities offer.

Lower maintenance costs

Smaller units mean lower utility bills and upkeep costs. Maintenance fees for shared spaces are split across all residents, so the burden on individual owners stays manageable.

Shared community amenities

Most apartment buildings offer residents access to gyms, temperature-controlled pools, and leisure areas. These shared facilities add real value to the lifestyle without adding to your property costs.

Excellent connectivity

Many affordable apartment complexes sit close to major roads and metro stations, which makes daily commutes much easier. Residents in most suburban communities can reach central business hubs in 15 to 30 minutes.

Where to buy a cheap apartment in Dubai?

International City

International City is one of the most popular destinations for buyers looking for cheap flats for sale in Dubai. The neighborhood is arranged in architectural clusters inspired by different countries, giving it a distinct character unlike anywhere else in the emirate. 

Jumeirah Village Circle (JVC)

JVC has become one of the most sought-after suburban communities in Dubai. It offers lush parks, gardens, and modern amenities within a layout designed for families and young professionals. 

Dubai Investments Park (DIP)

DIP blends residential, commercial, and industrial zones within an eco-friendly framework. It appeals to working professionals, couples, and families who prefer a self-contained community. 

Al Furjan

Developed by Nakheel, Al Furjan is a peaceful residential community centered around community pavilions and green open spaces. 

Amenities and lifestyle

Schools

  • Dubai British School
  • English Language School Pvt
  • American School of Dubai

Hospitals and clinics

  • Dubai Hospital
  • Al Zahra Hospital Dubai
  • King's College Hospital London - Dubai

Supermarkets and daily convenience

  • LuLu Hypermarket
  • Nesto Hypermarket
  • Union Cooperative

Shopping malls

  • The Dubai Mall
  • Ibn Battuta Mall
  • Mall of the Emirates

Parks & beaches

  • Safa Park
  • Mushrif Park
  • Dubai Miracle Garden
  • JBR Open Beach

Location and transportation

Dubai is well connected by both road and public transport. The emirate borders Abu Dhabi to the south and Sharjah to the northeast, and its main arterials, Sheikh Zayed Road (E11), Sheikh Mohammed Bin Zayed Road (E311), and Al Khail Road, link most communities to the wider city quickly. 

The RTA runs an extensive network of air-conditioned buses, trams, and the Red and Green metro lines. From most suburban communities, the commute to central business hubs such as Business Bay and DIFC takes between 15 and 30 minutes, depending on traffic. Both Dubai International Airport (DXB) and Al Maktoum International Airport (DWC) are easily reached via major highways from most residential areas.

Pros and cons of buying a cheap apartment in Dubai

Pros of buying the cheapest flat in Dubai for sale

  • Affordable entry prices that suit first-time buyers and families.
  • High gross rental yields compared to most global markets.
  • Shared amenities include pools, gyms, and security.
  • Easier and more affordable to maintain than standalone villas.

Cons of buying the cheapest flat in Dubai for sale

  • Shared walls and close neighbors can mean more noise.
  • Less storage space and smaller square footage than a villa or townhouse.
  • Renovations require formal permissions, which adds time and cost.
  • Not all older buildings allow pets.

FAQs about Cheap Apartments for Sale in Dubai

Is buying a cheap apartment in Dubai a good investment?

Yes. Affordable areas like Dubai Investments Park and International City deliver gross rental yields of up to 9%, and all rental income is tax-free. For investors looking for high returns relative to purchase price, cheap apartments for sale in Dubai are hard to beat.

Can foreigners buy a cheap apartment in Dubai?

Yes. Foreign nationals can buy, own, and sell property with full freehold rights in designated areas across the emirate. There are no nationality restrictions for eligible freehold zones.

What are the best areas to buy affordable apartments in Dubai?

International City, Jumeirah Village Circle, Dubai Investments Park, Al Furjan, and Dubai Silicon Oasis are among the top picks for buyers seeking high returns and competitive prices.

What are the upfront costs when buying?

Buyers typically need a 10% security deposit to secure the property, a 4% Dubai Land Department (DLD) transfer fee, an agency commission of 2% to 2.5%, and administrative fees for the registration trustee.

Are mortgages available for foreign buyers?

Yes. UAE banks offer mortgages to expatriates and foreign nationals. The loan-to-value ratio for expats generally falls between 50% and 80%, depending on income and credit history.

What is the average price for a cheap flat in Dubai?

Prices start at roughly AED 300,000 for compact units. The average selling price for an affordable apartment in one of Dubai’s budget-friendly communities is around AED 750,000.

Freehold vs. leasehold: What is the difference?

Freehold ownership gives the buyer full legal rights to the property and the land it sits on, with no expiry. Leasehold gives ownership rights for a fixed period, usually up to 99 years, after which the rights return to the original landowner.

What rental yields can I expect?

Gross rental yields for affordable apartments in Dubai typically range from 6% to 9.5%, depending on the community and unit type. Studios and one-bedroom apartments tend to perform best.

How does the handover process work for off-plan properties?

Off-plan buyers follow a milestone-based payment plan tied to construction progress. The title deed is issued by the DLD only once the project is completed and handed over. Full ownership is transferred at that point.